Mortgage Loan Originator

Placements24; Stellenbosch; Hybrid; ZAR 320,000 - 520,000; Full time

Benefits offered by this job

Uncapped commission

Health benefits

Training & development

Mortgage product access

Team in Stellenbosch

Job summary

Placements24 is seeking a Mortgage Loan Originator in Stellenbosch to guide clients through the mortgage journey from inquiry to closing. You will leverage mortgage product knowledge and banking experience to help clients secure financing for homeownership.

Strong communication and client-service mindset are essential. The role emphasizes building relationships with real estate partners, staying current with lending guidelines, and delivering tailored mortgage solutions in a professional team

Qualifications

• Proven experience as a Mortgage Loan Originator or in a similar sales role within Banking & Finance.
• Deep understanding of mortgage products, underwriting guidelines, and relevant regulations.
• Excellent sales, negotiation, and communication skills.
• Ability to work independently and manage a pipeline effectively.
• Proficiency in loan origination software and CRM systems.
• A commitment to providing excellent customer service in Stellenbosch.

Responsibilities

• Generate new mortgage loan business through prospecting, networking, and client referrals.
• Guide applicants through the entire mortgage process, explaining options and requirements.
• Analyze client financial situations and recommend suitable mortgage products.
• Ensure all loan documentation is accurate, complete, and compliant with regulations.
• Build and maintain strong relationships with real estate agents, builders, and other referral partners.
• Stay up-to-date with industry trends, market conditions, and lending policies.

Job description

About the Role

Our client is looking for an enthusiastic and results-oriented Mortgage Loan Originator to join their team in Stellenbosch. This role is crucial for guiding clients through the mortgage application process, from initial inquiry to loan closing. You will leverage your expertise in mortgage products and the Banking & Finance market to help clients secure the best possible financing for their homeownership dreams. The ideal candidate is a strong communicator with a passion for helping people achieve their financial objectives, working within a supportive and professional framework.

Key Responsibilities

• Generate new mortgage loan business through prospecting, networking, and client referrals.
• Guide applicants through the entire mortgage process, explaining options and requirements.
• Analyze client financial situations and recommend suitable mortgage products.
• Ensure all loan documentation is accurate, complete, and compliant with regulations.
• Build and maintain strong relationships with real estate agents, builders, and other referral partners.
• Stay up-to-date with industry trends, market conditions, and lending policies.

Requirements

• Proven experience as a Mortgage Loan Originator or in a similar sales role within Banking & Finance.
• Deep understanding of mortgage products, underwriting guidelines, and relevant regulations.
• Excellent sales, negotiation, and communication skills.
• Ability to work independently and manage a pipeline effectively.
• Proficiency in loan origination software and CRM systems.
• A commitment to providing excellent customer service in Stellenbosch.

Benefits

• Competitive base salary plus uncapped commission structure.
• Comprehensive health and wellness benefits.
• Extensive training and ongoing professional development.
• Access to a wide range of mortgage products.
• Supportive team and management in a thriving Stellenbosch environment.