Mortgage Loan Originator

Placements24; Siyancuma Local Municipality; Hybrid; ZAR 250,000 - 360,000; Full time

Benefits offered by this job

Commission bonuses

Medical and retirement benefits

Extensive training and support

Hybrid work arrangement

Career growth opportunities

Supportive team environment

Job summary

Placements24 seeks a Mortgage Loan Originator in Upington to drive residential loan applications by building relationships with agents and borrowers. You will guide clients through the mortgage process, ensuring a smooth experience and meeting sales targets.

The role emphasizes relationship development, product knowledge, and staying current on regulatory requirements, with a hybrid work arrangement and strong earning potential.

Qualifications

• 3+ years as Mortgage Loan Originator or similar sales role.
• Proven ability to meet sales targets and originate loans.
• Strong sales, communication and interpersonal skills.
• Knowledge of mortgage products, underwriting and regulatory compliance (NCA).

Responsibilities

• Generate new mortgage loan applications through proactive development and relationship management.
• Interview applicants to determine financial status and eligibility for loans.
• Advise clients on suitable mortgage products and guide them through the application process.
• Ensure all loan applications are complete, accurate and compliant with regulatory requirements.
• Build and maintain referral relationships with real estate professionals and other sources.
• Stay updated on mortgage market trends, loan products and industry regulations.

Skills

Sales experience

Communication

Interpersonal skills

Lead management

Independent work

Education

High School Diploma or equivalent

Bachelor's degree in Finance

Job description

About the Role

Our client is seeking a motivated and results-oriented Mortgage Loan Originator to join their thriving team in Upington . This role is responsible for originating residential mortgage loans by developing relationships with real estate agents, builders, and potential borrowers. You will guide clients through the mortgage application process, ensuring a smooth and positive experience. This is an excellent opportunity for a sales-driven individual with a strong understanding of the mortgage market to build a successful career in the Banking & Finance sector in the Northern Cape .

Key Responsibilities

• Generate new mortgage loan applications through proactive business development and relationship management.
• Interview applicants to determine their financial status and eligibility for mortgage loans.
• Advise clients on suitable mortgage products and guide them through the application process.
• Ensure all loan applications are complete, accurate, and compliant with regulatory requirements.
• Build and maintain strong referral relationships with real estate professionals and other sources.
• Stay updated on mortgage market trends, loan products, and industry regulations.

Requirements

• High school diploma or equivalent required; Bachelor's degree in Finance or a related field preferred.
• Proven experience as a Mortgage Loan Originator or in a similar sales role within the financial industry.
• Demonstrated success in meeting sales targets and originating loans.
• Excellent sales, communication, and interpersonal skills.
• Strong understanding of mortgage loan products, underwriting requirements, and regulatory compliance (e.g., National Credit Act).
• Ability to work independently and manage a pipeline of leads and loans effectively in the Upington area.

Benefits

• Competitive base salary plus commission and performance bonuses, offering significant earning potential.
• Comprehensive benefits package including medical and retirement contributions.
• Extensive training and ongoing support to ensure success.
• Flexible hybrid work arrangement to balance office and remote work.
• Opportunities for professional growth and career advancement.
• Be part of a supportive and dynamic team environment focused on client success.