Mortgage Originator - Hybrid

Placements24; Mossel Bay; Híbrido; ZAR 350.000 - 550.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Medical aid

Retirement savings plan

Professional development opportunities

Descripción de la vacante

Placements24 in Mossel Bay, Western Cape, is seeking a Mortgage Originator for a hybrid role. You will generate new lending opportunities while managing existing client relationships, guiding borrowers through the application process, and closing loans.

The role emphasizes sales performance, regulatory compliance, and market knowledge to grow the local mortgage portfolio. The position combines remote prospecting with in-office client meetings and administrative tasks, offering a flexible hybrid

Formación

• Proven sales experience within mortgage or financial services.
• Strong understanding of mortgage products, underwriting guidelines, and application process.
• Excellent negotiation andcommunication skills.
• Ability to build rapport with clients and referral partners.
• Experience with origination software and CRM platforms.
• Detail-oriented and organized with pipeline management.
• Self-motivated and capable of working hybridly.
• High school completed; a Bachelor's degree is preferred.

Responsabilidades

• Proactively generate new mortgage leads through networking and partnerships.
• Conduct needs assessments to determine client financing requirements.
• Guide clients through the mortgage process from initial contact to closing.
• Explain mortgage products and help clients choose suitable loans.
• Build and maintain relationships with real estate agents and referral sources.
• Process applications and gather required documents accurately.
• Ensure compliance with lending regulations and internal policies.
• Meet and exceed sales targets and performance goals.
• Stay informed on market trends and competitive products.
• Deliver exceptional customer service throughout the loan journey.

Conocimientos

Sales experience

Mortgage product knowledge

Negotiation skills

Communication skills

CRM proficiency

Attention to detail

Self-motivation

Independent working

Educación

High school diploma or equivalent

Bachelor's degree in Business or Finance preferred

Herramientas

Mortgage origination software

CRM systems

Descripción del empleo

About the Role

Our client, a trusted name in the Banking & Finance sector, is seeking a motivated and client-focused Mortgage Originator to join their team in Mossel Bay, Western Cape, ZA . This hybrid role involves actively seeking out and developing new mortgage lending business while also managing existing client relationships. You will play a key role in guiding clients through the mortgage application process, ensuring a smooth and positive experience. This is an excellent opportunity for a sales-driven individual with a passion for helping people achieve their homeownership dreams, offering a flexible hybrid work model that combines remote prospecting with in-office client meetings and administrative tasks. Your expertise will be vital in expanding our client's mortgage portfolio in the region.

Key Responsibilities

• Proactively generate new mortgage leads through networking, community engagement, and strategic partnerships.
• Conduct in-depth needs assessments with prospective borrowers to understand their financial situation and home financing requirements.
• Guide clients through the entire mortgage application process, from initial contact to closing.
• Explain various mortgage products and options, ensuring clients select the most suitable loan for their needs.
• Build and maintain strong relationships with real estate agents, developers, and other referral sources.
• Process mortgage applications accurately and efficiently, gathering all necessary documentation.
• Ensure compliance with all relevant lending regulations, company policies, and underwriting guidelines.
• Meet and exceed established sales targets and performance objectives.
• Stay current with market trends, interest rates, and competitive mortgage products.
• Provide exceptional customer service throughout the loan process and beyond.

Requirements

• Proven track record in sales, preferably within the mortgage or financial services industry.
• Excellent understanding of mortgage products, lending guidelines, and the mortgage application process.
• Strong sales, negotiation, and communication skills.
• Ability to build rapport and trust with clients and referral partners.
• Proficiency in mortgage origination software and CRM systems.
• Detail-oriented and organized, with the ability to manage a pipeline of prospects and applications.
• Self-motivated and able to work independently within a hybrid work structure.
• High school diploma or equivalent required; a Bachelor's degree in Business, Finance, or a related field is preferred.
• Knowledge of the local Mossel Bay, Western Cape, ZA market is a plus.
• Committed to adhering to all compliance and regulatory standards.

Benefits

This position offers a competitive base salary plus an attractive commission structure, providing significant earning potential. Our client provides comprehensive training on mortgage products and sales techniques. Benefits include medical aid, a retirement savings plan, and ongoing professional development opportunities. The hybrid work model allows for flexibility in managing your schedule and client interactions, balancing remote productivity with essential in-office collaboration. Join a supportive team dedicated to achieving collective success in the vibrant Mossel Bay community.