Mortgage Loan Officer

Placements24; Bloemfontein; Hybrid; ZAR 420,000 - 650,000; Full time

Benefits offered by this job

Hybrid work model

Uncapped commission

Bonuses

Medical aid

Retirement fund

Extensive training

Career advancement

Job summary

Placements24 in Bloemfontein is seeking a driven Mortgage Loan Officer to originate, process, and close residential loans. You will build client relationships, assess financials, and guide applicants through the loan process in a supportive team environment.

The role requires 3+ years in mortgage lending, knowledge of LOS, and a proven track record of meeting targets. Hybrid work model and strong earning potential through commission are offered.

Qualifications

• Minimum 3 years of experience in mortgage lending or a related financial sales role.
• Proven track record of meeting or exceeding loan origination targets.
• In-depth knowledge of mortgage products, lending guidelines, and regulations.
• Familiarity with loan origination software (LOS) systems.

Responsibilities

• Originate new mortgage loan applications through various channels, including referrals and direct outreach.
• Conduct thorough interviews with clients to assess their financial situation and eligibility.
• Guide clients through the mortgage process, explaining terms, conditions, and options.
• Collect and verify all necessary documentation for loan applications.
• Process loans accurately and efficiently, ensuring compliance with lending regulations.
• Build and maintain strong relationships with real estate agents, brokers, and other referral partners.

Skills

Sales skills

Communication

Negotiation

Customer service

Education

Bachelor's degree preferred

Tools

LOS systems

Job description

About the Role

Our client is seeking a driven and client-focused Mortgage Loan Officer to join their thriving mortgage division in Bloemfontein. This role is responsible for originating, processing, and closing residential mortgage loans, helping individuals and families achieve their dream of homeownership. You will build relationships with clients, understand their financial needs, and guide them through the loan application process. This is a fantastic opportunity to grow your career in the mortgage industry, providing essential financial services within a supportive team environment, contributing directly to client satisfaction and business growth.

Key Responsibilities

• Originate new mortgage loan applications through various channels, including referrals and direct outreach.
• Conduct thorough interviews with clients to assess their financial situation and eligibility.
• Guide clients through the mortgage process, explaining terms, conditions, and options.
• Collect and verify all necessary documentation for loan applications.
• Process loans accurately and efficiently, ensuring compliance with all lending regulations.
• Build and maintain strong relationships with real estate agents, brokers, and other referral partners.

Requirements

• High school diploma or equivalent; Bachelor's degree preferred.
• Minimum 3 years of experience in mortgage lending or a related financial sales role.
• Proven track record of meeting or exceeding loan origination targets.
• In-depth knowledge of mortgage products, lending guidelines , and regulations.
• Excellent sales, communication, negotiation, and customer service skills.
• Familiarity with loan origination software (LOS) systems.

Benefits

• Competitive base salary plus uncapped commission and bonuses.
• Hybrid work model supporting work-life balance.
• Comprehensive medical aid and retirement fund benefits.
• Extensive training on new products and sales techniques.
• Opportunities for advancement within the company's expanding mortgage division.