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Outside Property Claim Representative - Rialto, CA

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Outside Property Claim Representative
VetJobs
Remote
USD 67,000 - 111,000
Full time
Today
Be an early applicant

Job summary

A leading property insurance company is seeking a Claims Representative to handle first party property claims. This remote role involves investigating and negotiating claims while providing excellent customer service. Ideal candidates have a high school diploma, and previous experience in claims or customer service. The position offers a competitive salary range of $67,000 to $110,600, along with a comprehensive benefits package including health insurance and a sign-on bonus.

Benefits

Health Insurance
401(k) matching
Paid Time Off
Wellness Program
Volunteer Encouragement

Qualifications

  • Previous experience with outside property claim handling.
  • Ability to work independently and manage time effectively.
  • Intermediate judgment, analytical and decision-making skills.

Responsibilities

  • Handle first party property claims of moderate severity and complexity.
  • Investigate and evaluate claims to determine coverage and damages.
  • Provide excellent customer service throughout the claim process.

Skills

Customer Service experience
Negotiation skills
Organizational and time management skills
Interpersonal skills
Investigative skills

Education

High School Diploma or GED
Bachelor's Degree

Tools

Estimating system Xactimate
Job description
Job Description

ATTENTION MILITARY AFFILIATED JOB SEEKERS - Our organization works with partner companies to source qualified talent for their open roles. The following position is available to Veterans, Transitioning Military, National Guard and Reserve Members, Military Spouses, Wounded Warriors, and their Caregivers. If you have the required skill set, education requirements, and experience, please click the submit button and follow the next steps.

Taking care of our customers, our communities and each other. That’s the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.

Compensation Overview

The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards.

Salary Range: $67,000.00 - $110,600.00

What Is the Opportunity?

This role is eligible for a sign-on bonus!

Location Requirement

This position services Insureds/Agents in Riverside County. The selected candidate must reside in or be willing to relocate at their own expense to the assigned territory. Ideal locations include:

  • Riverside
  • Redlands
  • Jurupa Valley
  • Moreno Valley
  • Beaumont
  • Grand Terrace
  • Colton
  • Bloomington
  • Rialto
  • and surrounding areas.
Responsibilities

Under moderate supervision, this position is responsible for the handling of first party property claims including: investigating, evaluating, estimating and negotiating to ensure optimal claim resolution for personal or business claims of moderate severity and complexity. Handles claims and other functional work involving one or more lines of business other than property (i.e. auto, workers compensation, premium audit, underwriting) may be required. Provides quality claim handling throughout the claim life cycle (customer contacts, coverage, investigation, evaluation, reserving, negotiation and resolution) including maintaining full compliance with internal and external quality standards and state specific regulations. This position is based 100% remotely and may include a combination of mobile work and/or work from your primary residence.

What Will You Do?
  • Handles 1st party property claims of moderate severity and complexity as assigned.
  • Completes field inspection of losses including accurate scope of damages, photographs, written estimates and/or computer assisted estimates.
  • Broad scale use of innovative technologies.
  • Investigates and evaluates all relevant facts to determine coverage, damages and liability of first‑party property damage claims (including but not limited to analyzing leases, contracts, by‑laws and other relevant documents which may have an impact), damages, business interruption calculations and liability of first‑party property claims under a variety of policies. Secures recorded or written statements as appropriate.
  • Establishes timely and accurate claim and expense reserves.
  • Determines appropriate settlement amount based on independent judgment, computer assisted building and/or contents estimate, estimation of actual cash value and replacement value, contractor estimate validation, appraisals, application of applicable limits and deductibles and work product of Independent Adjusters.
  • Negotiates with multiple constituents, i.e.; contractors or insured’s representatives and conveys claim settlements within authority limits.
  • Writes denial letters, Reservation of Rights and other complex correspondence.
  • Properly assesses extent of damages and manages damages through proper usage of cost evaluation tools.
  • Meets all quality standards and expectations in accordance with the Knowledge Guides.
  • Maintains diary system, capturing all required data and documents claim file activities in accordance with established procedures.
  • Manages file inventory to ensure timely resolution of cases.
  • Handles files in compliance with state regulations, where applicable.
  • Provides excellent customer service to meet the needs of the insured, agent and all other internal and external customers/business partners.
  • Recognizes when to refer claims to Travelers Special Investigations Unit and/or Subrogation Unit.
  • Identifies and refers claims with Major Case Unit exposure to the manager.
  • Performs administrative functions such as expense accounts, time off reporting, etc. as required.
  • Provides multi‑line assistance in response to workforce management needs; including but not limited to claim handling for Auto, Workers Compensation, General Liability and other areas of the business as needed.
  • May provides mentoring and coaching to less experienced claim professionals.
  • May attend depositions, mediations, arbitrations, pre‑trials, trials and all other legal proceedings, as needed.
  • CAT Duty ~ This position will require participation in our Catastrophe Response Program, which could include deployment away for a minimum of 16 days (includes 2 travel days) to assist our customers in other states.

Must Secure And Maintain Company Credit Card Required.

In order to perform the essential functions of this job, acquisition and maintenance of Insurance License(s) may be required to comply with state and Travelers requirements. Generally, license(s) must be obtained within three months of starting the job and obtain ongoing continuing education credits as mandated.

On a rotational basis, engage in resolution desk technical work and resolution desk follow up call work.

This position requires the individual to access and inspect all areas of a dwelling or structure, which is physically demanding requiring the ability to carry, set up and climb a ladder weighing approximately 38 to 49 pounds, walk on roofs, and enter tight spaces (such as attic staircases and entries, crawl spaces, etc.). While specific territory or day-to-day responsibilities may not require an individual to climb a ladder, the incumbent must be capable of safely climbing a ladder when deploying to a catastrophe which is a requirement of the position.

Perform other duties as assigned.

Auto req ID: 465674BR

Minimum Education Required

High School/GED

Additional Qualifications / Responsibilities

What Will Our Ideal Candidate Have?

  • Bachelor's Degree.
  • General knowledge of estimating system Xactimate.
  • Customer Service experience.
  • Interpersonal and customer service skills – Advanced.
  • Organizational and time management skills: Advanced.
  • Ability to work independently – Intermediate.
  • Judgment, analytical and decision making skills – Intermediate.
  • Negotiation skills – Intermediate.
  • Written, verbal and interpersonal communication skills including the ability to convey and receive information effectively – Intermediate.
  • Investigative skills – Intermediate.
  • Ability to analyze and determine coverage – Intermediate.
  • Analyze, and evaluate damages – Intermediate.
  • Resolve claims within settlement authority – Intermediate.
  • Valid passport.

What is a Must Have?

  • High School Diploma or GED.
  • One year previous outside property claim handling experience or successful completion of Travelers Outside Claim Representative training program.
  • Valid driver's license.
What Is in It for You?
  • Health Insurance: Employees and their eligible family members – including spouses, domestic partners, and children – are eligible for coverage from the first day of employment.
  • Retirement: Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers.
  • Paid Time Off: Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays.
  • Wellness Program: The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs.
  • Volunteer Encouragement: We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice.

City: Rialto

State: California

Job Code: Ins Insurance

Affiliate Sponsor: Travelers Insurance

Salary Range: $60,000 - $75,000

  • ...

* The salary benchmark is based on the target salaries of market leaders in their relevant sectors. It is intended to serve as a guide to help Premium Members assess open positions and to help in salary negotiations. The salary benchmark is not provided directly by the company, which could be significantly higher or lower.

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