Strategic Rental Credit Analyst - Risk & Growth

Ryder System, Inc.; Concord (NH); Remote; USD 55,000 - 65,000; Full time

Job summary

Ryder System, Inc. is seeking a Rental Credit Specialist to analyze creditworthiness across Rental, National Rental and FMG customer portfolios.

You will provide recommendations to support sales growth while mitigating risk and will work with multiple internal teams to manage credit lines and pursue reduction of exposure when needed. The role requires reviewing financial statements, credit reports, and documentation, and communicating decisions to stakeholders.

Qualifications

• Bachelor's degree in business, finance or accounting or 3 years equivalent business work experience.
• Two (2) years or more experience in commercial credit
• Two (2) years or more experience in financial statement analysis preferred

Responsibilities

• Analyze credit requests on new customers and increase credit lines.
• Assist Lease analyst in initial review of lease assignments and obtain Ryder documentation.
• Review credit reports, Ryder history, and financial statements.
• Determine credit risk and set proper credit lines with action plan to reduce rentals if needed.
• Communicate with stop loss, collections, sales and operations on high-risk accounts.
• Verify all critical documentation and security from customers.

Skills

Financial analysis

Credit risk assessment

Multi-tasking

Time management

Communication skills

Customer communication

Teamwork

Deal structuring

Attention to detail

Education

Bachelor's degree in business/finance/accounting

Tools

Excel

Word

PowerPoint

Access

Cortera

Equifax

Job description

Ryder System, Inc. is seeking a Rental Credit Specialist to analyze creditworthiness across Rental, National Rental and FMG customer portfolios.

You will provide recommendations to support sales growth while mitigating risk and will work with multiple internal teams to manage credit lines and pursue reduction of exposure when needed. The role requires reviewing financial statements, credit reports, and documentation, and communicating decisions to stakeholders.