Strategic Credit Analyst – Growth & Risk

Ryder System, Inc.; Pierre (SD); Remote; USD 55,000 - 65,000; Full time

Job summary

Ryder System, Inc. in the United States is seeking a Rental Credit Specialist to analyze credit worthiness and risk for Ryder's Rental, National Rental and FMG customers.

You will provide value-added analysis, recommendations, and processes to support sales while mitigating risk. You will review credit reports, financial statements, and documentation; determine credit lines and action plans to reduce rentals if needed; and coordinate with loss prevention, collections, sales, and operations on

Qualifications

• Bachelor's degree in business, finance or accounting or 3 years equivalent business work experience.
• Two (2) years or more experience in commercial credit
• Two (2) years or more experience in financial statement analysis preferred

Responsibilities

• Works with Rental, National Rental, and FMG sales group on credit requests on new customers and increased credit lines for existing customers
• Assist Lease analyst in initial review of lease assignments handling preliminary credit review for assignee/assignor and obtaining Ryder documentation including TLSA, nfusion information and Ryder history
• Reviews credit reports, Ryder and company history, and financial statements
• Performs review on customer to determine any deterioration of their credit worthiness and re-evaluate the desired exposure, determining the proper credit line as well as an action plan to reduce our rentals if needed
• Communicates to stop loss, collections, sales and operations on problem or high risk accounts by e-mail or conference calls to advise of potential loss
• Verify all critical documentation & security is received from customer (ACH amendment, cash deposits, ILOC's, guarantees, etc.)
• Assist daily with Credit Hold Mailbox reviewing emails to make sure proper information is given
• Assist with Ad hoc tasks required within the department
• Performs other duties as assigned

Skills

Credit analysis

Financial statement analysis

Spreads & trend analysis

Communication skills

Multitasking

Time management

Relationship building

Education

Bachelor's degree in business, finance or accounting

Tools

Microsoft Office

Cortera

Equifax

Job description

Ryder System, Inc. in the United States is seeking a Rental Credit Specialist to analyze credit worthiness and risk for Ryder's Rental, National Rental and FMG customers.

You will provide value-added analysis, recommendations, and processes to support sales while mitigating risk. You will review credit reports, financial statements, and documentation; determine credit lines and action plans to reduce rentals if needed; and coordinate with loss prevention, collections, sales, and operations on