Credit Risk Analyst – Growth & Risk Mitigation

Ryder System, Inc.; Jackson (MS); Remote; USD 55,000 - 65,000; Full time

Benefits offered by this job

Health benefits

401(k) retirement plan

Job summary

Ryder System, Inc. in the United States is seeking a Rental Credit Specialist to analyze creditworthiness for Rental, National Rental and FMG customers and provide recommendations to support sales growth while mitigating risk.

The role reviews credit reports and financial statements, determines credit lines, and communicates plans to stop loss, collections, and operations. A Bachelor’s degree or 3 years of equivalent experience, with 2+ years in commercial credit, is required.

Qualifications

• Bachelor's degree in business, finance or accounting or 3 years equivalent business work experience.
• Two (2) years or more experience in commercial credit
• Two (2) years or more experience in financial statement analysis preferred

Responsibilities

• Works with Rental, National Rental, and FMG sales group on credit requests on new customers and increased credit lines for existing customers
• Assist Lease analyst in initial review of lease assignments handling preliminary credit review for assignee/assignor and obtaining Ryder documentation
• Reviews credit reports, Ryder and company history, and financial statements
• Performs review on customer to determine any deterioration of their credit worthiness and re-evaluate the desired exposure, determining the proper credit line as well as an action plan to reduce our rentals if needed
• Communicates to stop loss, collections, sales and operations on problem or high risk accounts by e-mail or conference calls to advise of potential loss
• Verify all critical documentation & security is received from customer
• Assist daily with Credit Hold Mailbox reviewing emails to make sure proper information is given
• Assist with Ad hoc tasks required within the department
• Performs other duties as assigned

Skills

Financial analysis

Credit risk assessment

Verbal & written communication

Time management

Education

Bachelor's degree in business, finance or accounting

Tools

Microsoft Office

Excel

Word

PowerPoint

Access

Cortera

Equifax

Job description

Ryder System, Inc. in the United States is seeking a Rental Credit Specialist to analyze creditworthiness for Rental, National Rental and FMG customers and provide recommendations to support sales growth while mitigating risk.

The role reviews credit reports and financial statements, determines credit lines, and communicates plans to stop loss, collections, and operations. A Bachelor’s degree or 3 years of equivalent experience, with 2+ years in commercial credit, is required.