Credit Risk Analyst: Drive Growth & Smart Deals

Ryder System, Inc.; Providence (RI); Remote; USD 55,000 - 65,000; Full time

Benefits offered by this job

Health insurance

401(k) plan

Paid time off

Job summary

Ryder Systems, Inc. is seeking a Rental Credit Specialist to analyze credit worthiness across our Rental, National Rental and FMG groups. The role provides credit recommendations to local management to support sales revenue growth while mitigating risk, handling all Ryder product lines.

The ideal candidate will review credit reports and financial statements, determine exposure, and develop action plans to reduce risk. Collaboration with sales, operations, and collections is essential to success.

Qualifications

• Bachelor's degree in business, finance or accounting or 3 years equivalent business work experience.
• Two (2) years or more experience in commercial credit.
• Two (2) years or more experience in financial statement analysis preferred.

Responsibilities

• Works with Rental, National Rental, and FMG sales group on credit requests on new customers and increased credit lines for existing customers.
• Assist Lease analyst in initial review of lease assignments handling preliminary credit review for assignee/assignor and obtaining Ryder documentation.
• Reviews credit reports, Ryder and company history, and financial statements.
• Performs review on customer to determine any deterioration of their credit worthiness and re-evaluate the desired exposure.
• Communicates to stop loss, collections, sales and operations on problem or high risk accounts by e-mail or conference calls to advise of potential loss.
• Verify all critical documentation & security is received from customer (ACH amendment, cash deposits, ILOC's, guarantees, etc.).
• Assist daily with Credit Hold Mailbox reviewing emails to make sure proper information is given.

Skills

Credit analysis

Financial statement analysis

Time management

Communication skills

Education

Bachelor's degree in business, finance or accounting

Tools

Cortera

Equifax

Microsoft Office

Job description

Ryder Systems, Inc. is seeking a Rental Credit Specialist to analyze credit worthiness across our Rental, National Rental and FMG groups. The role provides credit recommendations to local management to support sales revenue growth while mitigating risk, handling all Ryder product lines.

The ideal candidate will review credit reports and financial statements, determine exposure, and develop action plans to reduce risk. Collaboration with sales, operations, and collections is essential to success.