Strategic Commercial Banking Relationship Manager

Valley National Bank; Fairfield (NJ); On-site; USD 70,000 - 110,000; Full time

Job summary

Valley National Bank is seeking a loan/relationship banker in New Jersey to drive client acquisition and expand existing relationships while cross-selling bank products. You will manage portfolios, structure credit facilities, and coordinate credit approvals and closings to ensure compliance and profitability.

The role emphasizes timely responses to referrals, monitoring credit quality, and ensuring all loan documentation reflects agreed terms and bank policy.

Responsibilities

• Business development with a focus on acquisition of new clients and expanding relationships with existing clients. Respond quickly and effectively on all new business referrals from Senior Management, the branch network or other areas of the bank.
• Develop network of external referral sources/center of influence (COI's) in order to attract new clients.
• Maintain, grow and service assigned portfolios and appropriately cross sell other bank products. Overall accountability for driving the profitability, quality, and growth of portfolio.
• Negotiates terms (collateral, covenants, pricing and other components) of lending agreements with clients/prospects to properly structure and price credit facilities consistent with the bank's credit policies and lending practices. Prepare effective packages for credit approval circulation and to present packages to the required level of credit authority.
• Ensure that the bank is in possession of current financial information and that the information has been properly analyzed and on file. Monitor and report changes in credit quality.
• Bears overall responsibility for the loan closing process and attends loan closings ensuring legal documents reflect all terms as agreed to by customer/prospect and approved by the bank, in addition to making sure required documents and signatures are in place for loan closing and to ensure loans are closed properly.

Job description

Valley National Bank is seeking a loan/relationship banker in New Jersey to drive client acquisition and expand existing relationships while cross-selling bank products. You will manage portfolios, structure credit facilities, and coordinate credit approvals and closings to ensure compliance and profitability.

The role emphasizes timely responses to referrals, monitoring credit quality, and ensuring all loan documentation reflects agreed terms and bank policy.