Special Finance & F&I Manager — Subprime Auto Lending

Mike Bass Ford; Sheffield Township (OH); On-site; USD 70,000 - 120,000; Full time

Benefits offered by this job

Medical, dental and vision

Life insurance

Short-term disability

401(k) with company match

PTO and paid holidays

employee vehicle purchase program

paid training

Job summary

Mike Bass Ford in Sheffield Village, OH, is seeking a full-time F&I Finance Manager to handle credit-challenged deals from application to funding, review credit, structure deals, gather stipulations, and fund quickly. You will work with subprime lenders and our sales team to match buyers with the right vehicle and payment.

Present F&I products transparently, stay compliant with ECOA and Safeguards, track metrics, and grow approval rates.

Qualifications

• 2+ years in dealership special finance, F&I or subprime auto lending.
• Working knowledge of subprime lender guidelines and deal structuring.
• Strong integrity and attention to detail with financial documents.
• A valid driver's license with an insurable driving record.
• AFIP certification is a plus.

Responsibilities

• Work credit-challenged deals from application through funding: review credit, structure deals, gather stipulations and get contracts funded fast.
• Build and keep strong relationships with subprime and specialty lenders and grow approval rates.
• Match customers to the right vehicle and payment for their budget and lender guidelines, working with sales and the desk.
• Follow up on special-finance leads with the BDC and marketing so no applicant falls through the cracks.
• Present F&I products (service contracts, GAP, maintenance plans) transparently and compliantly on your deals, and back up the prime F&I office when it's busy.
• Keep every deal compliant: ECOA, OFAC, Red Flags, the FTC Safeguards Rule, and accurate, complete deal jackets.
• Track volume, approval rate, funding time and gross, and report results to management.

Skills

Deal structuring

Subprime lending

Credit review

Lender relationships

F&I product selling

Attention to detail

Driver's license

Education

AFIP certification

Tools

RouteOne

Dealertrack

Reynolds ERA-IGNITE

dealership CRM

Job description

Mike Bass Ford in Sheffield Village, OH, is seeking a full-time F&I Finance Manager to handle credit-challenged deals from application to funding, review credit, structure deals, gather stipulations, and fund quickly. You will work with subprime lenders and our sales team to match buyers with the right vehicle and payment.

Present F&I products transparently, stay compliant with ECOA and Safeguards, track metrics, and grow approval rates.