Small Business Growth & Credit Advisor

U.S. Bank; Los Angeles (CA); On-site; USD 92,000 - 112,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

401(k) and employer-funded retirement

Paid vacation

11 paid holidays

Adoption assistance

Parental leave

Job summary

U.S. Bank in Los Angeles seeks a Small Business Relationship Manager (NMLS) to deepen client relationships and deliver financial solutions to SMB clients with revenues typically between $500K and $2.5M.

You will combine discovery, consultative selling, and cross-sell across loans, deposits, and cash management to grow revenue while maintaining portfolio quality. The role requires NMLS registration and a bachelor’s degree or equivalent experience, with 3–4 years in relationship banking.

Qualifications

• Bachelor’s degree or equivalent work experience required.
• Expert-level consultative selling and relationship management skills.
• Strong underwriting knowledge and portfolio management experience.

Responsibilities

• Prospect for new small business clients and deepen existing relationships to drive revenue.
• Conduct discovery conversations to understand client goals and credit needs.
• Serve as the primary contact for small business clients and recommend solutions.
• Design financial solutions aligned to client objectives and credit standards.
• Monitor portfolio performance and maintain credit quality.
• Collaborate with underwriting, portfolio management, and internal teams.
• Address client concerns and coordinate cross-sell opportunities.
• Engage with local organizations to develop business opportunities.

Skills

Relationship management

Consultative selling

Financial analysis

Portfolio management

Credit underwriting

Education

Bachelor's degree

Job description

U.S. Bank in Los Angeles seeks a Small Business Relationship Manager (NMLS) to deepen client relationships and deliver financial solutions to SMB clients with revenues typically between $500K and $2.5M.

You will combine discovery, consultative selling, and cross-sell across loans, deposits, and cash management to grow revenue while maintaining portfolio quality. The role requires NMLS registration and a bachelor’s degree or equivalent experience, with 3–4 years in relationship banking.