Senior Residential Mortgage Advisor

Citigroup; Washington (District of Columbia); On-site; USD 90,000 - 150,000; Full time

Job summary

Citigroup in Washington, DC is seeking a Senior Mortgage Lending Officer to originate high-quality residential real estate loans and grow client relationships. You will engage with retail partners, real estate agents, and referral sources to promote Citi’s lending solutions and ensure a smooth closing process.

The role requires analyzing customers' financial situations, providing tailored loan options, and collaborating with processors and closers to deliver timely closings.

Qualifications

• 5-8 years of residential mortgage experience.
• 1+ year sales/credit/finance experience.
• Proven product sales capability.
• FHA/VA & conventional loan experience preferred.
• Ability to comprehend and explain financial calculations and pricing

Responsibilities

• Consult with customers about financial situation, lending needs, and home ownership goals.
• Collect and analyze income, assets, debts, cash flow, and credit history.
• Assess qualification for lending solutions and make recommendations.
• Promote Citi's brand to real estate agents, referral sources, and clients.
• Visit customers outside Citi offices as needed.
• Collaborate with operations to ensure smooth loan processing and timely closings.
• Develop referral relationships to drive mortgage business.
• Ensure risk is assessed and compliance with laws and Citi policies is maintained.

Skills

Mortgage lending

Sales experience

Financial analysis

Client relationship management

Job description

Citigroup in Washington, DC is seeking a Senior Mortgage Lending Officer to originate high-quality residential real estate loans and grow client relationships. You will engage with retail partners, real estate agents, and referral sources to promote Citi’s lending solutions and ensure a smooth closing process.

The role requires analyzing customers' financial situations, providing tailored loan options, and collaborating with processors and closers to deliver timely closings.