Senior Residential Mortgage Advisor

Citi; New York (NY); On-site; USD 108,000 - 132,000; Full time

Benefits offered by this job

Medical coverage

Dental coverage

Vision coverage

401(k)

Job summary

Citi Bank Retail Mortgage seeks a Mortgage Lending Officer to originate high quality residential real estate loans and build strong client relationships. You will collaborate with real estate agents and Citi partners to grow mortgage sales and provide exceptional service.

Ideal candidates have 5–8 years of residential mortgage experience, strong sales capability, and familiarity with FHA/VA and conventional loan products. This is a full-time role based in New York.

Qualifications

• 5-8 years of experience in residential mortgage lending.
• 1+ year sales, credit, and/or finance experience.
• Proven product sales capability.
• FHA/VA & conventional loan experience preferred.
• Ability to explain financial calculations and pricing.
• Knowledge of consumer lending laws and RESPA.

Responsibilities

• Consult with customers about financial situation and lending needs to achieve home ownership goals.
• Collect and analyze information on finances, goals, income, assets, debts and credit history.
• Analyze financial information to assess loan qualification.
• Make recommendations on lending solutions that meet objectives.
• Promote Citi's brand and lending services to real estate agents and referral sources.
• Visit customers outside Citi offices and work with internal partners to grow business.
• Coordinate with Operations, Processors, and Underwriters to ensure smooth loan processing and timely closings.

Skills

Mortgage lending knowledge

Client relationship management

Sales experience

Financial analysis

Education

Bachelor's/University degree or equivalent experience

Job description

Citi Bank Retail Mortgage seeks a Mortgage Lending Officer to originate high quality residential real estate loans and build strong client relationships. You will collaborate with real estate agents and Citi partners to grow mortgage sales and provide exceptional service.

Ideal candidates have 5–8 years of residential mortgage experience, strong sales capability, and familiarity with FHA/VA and conventional loan products. This is a full-time role based in New York.