Senior Home Lending Strategist

Citigroup

Park Ridge (IL)

On-site

USD 75,000 - 115,000

Full time

6 days ago

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Job summary

Citigroup's Retail Mortgage division seeks a Senior Mortgage Lending Officer to originate high-quality residential real estate loans. The role collaborates with retail partners, real estate agents, and clients to grow mortgage business while maintaining compliance and risk controls.

You will analyze borrowers' financials, discuss lending options, and guide customers from application to closing, delivering a consultative, client-focused experience in a fast-paced, regulated environment.

Qualifications

Minimum 5–8 years of experience in residential mortgage lending.
Experience in sales, credit or finance required.
FHA/VA and conventional loan experience preferred.
Ability to explain financial calculations and pricing.
Proven product sales capability.

Responsibilities

Consult with customers about financial situations and lending needs to achieve home ownership goals.
Collect and analyze information on income, assets, debts, and credit history.
Assess loan qualifications and recommend suitable lending solutions.
Advise customers on risks, benefits, and alternatives of lending products.
Promote Citi's lending services to clients, agents, and referral sources.
Visit customers outside Citi offices; work with internal partners to grow mortgage business.
Coordinate with Operations, Processors, and Underwriters to ensure timely closings.
Develop relationships with Realtors, CPAs, builders, and other referrals.