Senior Remote Personal Lines Underwriter

PEAK6; Florida; Remote; USD 90,000 - 120,000; Full time

Benefits offered by this job

Healthcare benefits (medical, dental,

Job summary

PEAK6 is seeking a Senior Personal Lines Underwriter III to serve as the SME for underwriting inquiries and escalations. You will underwrite complex personal lines, including homeowners, and guide junior underwriters while supporting leadership with high‑value risks.

This fully remote role requires strong analytical and communication skills, adherence to regulatory standards, and the ability to mentor teammates. A bachelor’s degree and 7+ years of experience are preferred.

Qualifications

• Seven or more years of personal lines underwriting experience, including homeowners and other lines.
• Advanced knowledge of Property/Casualty insurance underwriting principles and personal lines policies.
• Strong analytical, decision-making, and problem-solving skills for complex or high-value risks.
• Strong customer service and conflict-resolution skills, including handling escalated agent or client inquiries professionally.
• Self-motivated, disciplined, and able to maintain productivity without direct supervision.
• Basic proficiency in Microsoft Office Suite (Word, Excel, Outlook, Teams) for documentation, reporting, and team collaboration.

Responsibilities

• Independently review, analyze, and underwrite complex personal lines applications, inspections, and endorsements.
• Make high-level risk selection, pricing, and coverage decisions on complex, high-value, or unusual policies.
• Evaluate borderline or high-risk exposures and provide recommendations to leadership when appropriate.
• Ensure compliance with company, carrier, and regulatory underwriting standards.
• Maintain proficiency in all personal lines underwriting functions and continuously expand knowledge of advanced underwriting practices.
• Serve as the department SME for personal lines policies and underwriting practices.
• Respond to agent and client inquiries via phone, chat, and task systems regarding policy forms, coverage, bind requests, endorsements, cancellations, and other transactions.
• Maintain strong agent relationships and provide guidance on policy submissions.
• Participate in audits, compliance reviews, and quality improvement initiatives.
• Ensure departmental adherence to internal policies, carrier guidelines, and regulatory requirements.
• Stay current with industry trends, regulatory changes, and advanced underwriting practices.
• Contribute to departmental training, policy updates, and cross-functional projects.
• Serve as a role model for underwriting excellence, collaboration, and customer service.

Skills

Personal Lines Underwriting

Risk assessment

Customer service

Analytical thinking

Self-motivation

Education

Bachelor's degree in Business, Finance, Risk Management, Insurance

Tools

Microsoft Office

Job description

PEAK6 is seeking a Senior Personal Lines Underwriter III to serve as the SME for underwriting inquiries and escalations. You will underwrite complex personal lines, including homeowners, and guide junior underwriters while supporting leadership with high‑value risks.

This fully remote role requires strong analytical and communication skills, adherence to regulatory standards, and the ability to mentor teammates. A bachelor’s degree and 7+ years of experience are preferred.