Underwriter Personal Lines - III

PEAK6; Tallahassee (FL); Remote; USD 100,000 - 160,000; Full time

Benefits offered by this job

Healthcare benefits

PTO & 401k matching

Tuition reimbursement

Calm app subscription

Job summary

PEAK6 is seeking an experienced Underwriter III for personal lines who will serve as SME for underwriting, risk evaluation, and escalation handling. The role includes mentorship to junior underwriters, support for leadership on high-value risks, and contributing to process improvements.

The position is fully remote with a focus on complex policy questions, bind requests, endorsements, and maintaining compliance with underwriting standards.

Qualifications

• Seven or more years of personal lines underwriting experience.
• Advanced knowledge of Property/Casualty underwriting principles and personal lines policies.
• Strong analytical, decision-making, and problem-solving skills for complex or high-value risks.

Responsibilities

• Independently review and underwrite complex personal lines applications, inspections, and endorsements.
• Make high-level risk selections, pricing, and coverage decisions on complex policies.
• Participate in audits, compliance reviews, and quality improvement initiatives.

Skills

Underwriting expertise

Customer service

Microsoft Office Suite

Education

Business/Finance/Risk/Insurance degree

Tools

Microsoft Office Suite

Job description

WHO WE ARE

We are PEAK6, a leading investment firm, using technology to find a better way of doing things. The company’s first tech-based solution was developed in 1997 to optimize options trading, and over the past two decades, the same formula has been used across a range of industries, asset classes, and business stages to consistently deliver superior results. PEAK6’s core brands include PEAK6 Capital Management, PEAK6 Strategic Capital, Apex Fintech Solutions, FOCUS, We Insure, Evil Geniuses, Poker Power, Zogo, and Bruce Markets.

The Personal Lines Underwriter III serves as the Subject Matter Expert (SME) and primary resource for underwriting-related inquiries and escalations within the department. This role is proficient in all personal lines underwriting functions, exercises the highest level of underwriting authority, and acts as a go-to expert for team members, leadership, agents, and internal partners.

The Underwriter III is responsible for handling inbound calls, chats, and task assignments, assisting agents and team members with complex policy questions, bind requests, endorsements, and risk evaluations. This role also provides mentorship and guidance to junior and mid-level underwriters, supports leadership with high-value or complex risks, and contributes to process improvements and departmental excellence.

Advanced Policy Underwriting & Risk

40%

• Independently review, analyze, and underwrite complex personal lines applications, inspections, and endorsements.
• Make high-level risk selection, pricing, and coverage decisions on complex, high-value, or unusual policies.
• Evaluate borderline or high-risk exposures and provide recommendations to leadership when appropriate.
• Ensure compliance with company, carrier, and regulatory underwriting standards.
• Maintain proficiency in all personal lines underwriting functions and continuously expand knowledge of advanced underwriting practices.

Agent/Client Support via Phones, Chats, and Tasks

30%

• Serve as the department SME for personal lines policies and underwriting practices.
• Respond to agent and client inquiries via phone, chat, and task systems regarding policy forms, coverage, bind requests, endorsements, cancellations, and other transactions.
• Maintain strong agent relationships and provide guidance on policy submissions.

Process Improvement & Compliance

15%

• Participate in audits, compliance reviews, and quality improvement initiatives.
• Ensure departmental adherence to internal policies, carrier guidelines, and regulatory requirements.
• Stay current with industry trends, regulatory changes, and advanced underwriting practices.
• Contribute to departmental training, policy updates, and cross-functional projects.
• Serve as a role model for underwriting excellence, collaboration, and customer service.

Bachelor’s degree in Business, Finance, Risk Management, Insurance, or related field preferred.

Work Experience

• Seven (7) or more years of personal lines underwriting experience, including homeowners and other lines; In-depth knowledge of insurance statutes, regulations, and policies.
• Advanced knowledge of Property/Casualty insurance underwriting principles and personal lines policies.
• Strong analytical, decision-making, and problem-solving skills for complex or high-value risks.
• Strong customer service and conflict-resolution skills, including handling escalated agent or client inquiries professionally.
• Self-motivated, disciplined, and able to maintain productivity without direct supervision
• Basic proficiency in Microsoft Office Suite (Word, Excel, Outlook, Teams) for documentation, reporting, and team collaboration

Organizational Structure

Position is fully remote; Use of a company-provided computer, headset, and other necessary equipment is required.

• flexibility may be required to meet peak call/chat volumes.
• Ability to manage multiple communication channels (calls, chats, task systems) efficiently from home.
• Must adhere to data security and confidentiality standards while handling sensitive client and policy information.
• Occasional participation in virtual team meetings, training sessions, and performance reviews.
• Must be self-motivated, organized, and able to maintain productivity without direct supervision.

We offer a robust package of employee perks and benefits, including healthcare benefits (medical, dental and vision, EAP), competitive PTO, 401k match, parental leave, and HSA contribution match. We also provide our employees with a paid subscription to the Calm app and offer generous external learning and tuition reimbursement benefits. As a hybrid workforce, we offer our employees the ability to work remotely up to two days a week depending on the role.

The base pay offered may vary depending on job‑related knowledge, skills, experience, and office location. This position also may be eligible for a discretionary annual bonus in addition to a range of health & wellness benefits.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, sexual orientation, and gender identity), national origin, age, disability, veteran status, marital status, or any other protected characteristic. PEAK6 is committed to creating an inclusive and accessible workplace for all candidates, including those with disabilities. We are dedicated to ensuring equal employment opportunities and providing reasonable accommodations to qualified individuals with disabilities.

If you require reasonable accommodations to participate in the application or interview process, please contact our HR department at

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