Senior P&C Insurance Product Analyst — Remote Impact

Kin Insurance; Iowa; Remote; USD 120,000 - 150,000; Full time

Benefits offered by this job

Medical plan options

RSUs (equity)

Dental and vision coverage

HSA contributions

Life insurance

Job summary

Kin Insurance seeks a Senior Insurance Business Analyst to translate product decisions into systems that work as intended. You will own the requirements lifecycle for new products, state launches, endorsements, coverage changes, forms, rating updates, and compliance requirements.

You’ll collaborate with Product, Actuarial, Underwriting, Compliance, Claims, Operations, Tech Product, and Engineering to gather inputs and ensure alignment from decision through deployment.

Qualifications

• 5+ years of experience in a business analyst, systems analyst, or similar role, including 3+ years in P&C insurance

Responsibilities

• Own the requirements lifecycle for insurance product and state-configuration changes, from initial discovery through an implementation-ready handoff to Engineering and Tech Product
• Translate business decisions on new products, insurance filings, forms, endorsements, coverages, rating algorithms, eligibility rules, and state-specific configurations into clear business requirements and functional specifications
• Partner with Insurance Product, Actuarial, Underwriting, Compliance, Claims, Operations, Tech Product, and Engineering to gather inputs, resolve ambiguity, confirm decisions, and maintain alignment from business decision through system deployment
• Document current-state processes and system behavior, define future-state workflows, and manage requirements changes throughout delivery
• Identify gaps, edge cases, dependencies, compliance requirements, and downstream impacts across rating, policy administration, billing, claims, servicing, and reporting before development begins
• Assess the customer, operational, and system impact of proposed product rules, and recommend alternative approaches when a requirement would create unnecessary friction, cost, or unintended consequences
• Build user stories, process flows, decision tables, data mappings, and acceptance criteria that let developers build accurately, while maintaining traceability from approved decisions through implementation and testing
• Own requirements questions during development as the primary point of contact, documenting clarifications and decisions as they're made
• Lead UAT planning, test scenarios, business review, and the product review and beta-validation process to confirm product changes are implemented correctly before broader release

Skills

Business analysis

P&C insurance

Requirements gathering

UAT planning

Agile delivery

Jira

Confluence

Stakeholder management

Tools

Jira

Confluence

Smartsheet

Job description

Kin Insurance seeks a Senior Insurance Business Analyst to translate product decisions into systems that work as intended. You will own the requirements lifecycle for new products, state launches, endorsements, coverage changes, forms, rating updates, and compliance requirements.

You’ll collaborate with Product, Actuarial, Underwriting, Compliance, Claims, Operations, Tech Product, and Engineering to gather inputs and ensure alignment from decision through deployment.