Remote Senior Insurance Product Analyst (P&C)

Kin Insurance; Virginia; Remote; USD 90,000 - 130,000; Full time

Benefits offered by this job

Medical plans

HSA contributions

Life insurance

Disability benefits

Supplemental benefits

Mental health support

Flexible PTO

Career growth

Job summary

Kin Insurance seeks a Senior Insurance Business Analyst to translate insurance product decisions into clear, implementation-ready requirements. You’ll collaborate across Insurance Product, Actuarial, Underwriting, Compliance, Claims, Operations, and Engineering to ensure launches align with policy rules and state variations.

You’ll own requirements lifecycle for new products, state launches, forms, endorsements, and rating updates, lead UAT, and drive adoption of structured documentation and

Qualifications

• 5+ years of experience in a business analyst, systems analyst, or similar role, including 3+ years in P&C insurance.
• Experience translating insurance product concepts (coverages, forms, endorsements, rating structures, eligibility rules, and state variations) into structured business and functional requirements for Engineering and Tech Product.
• Working knowledge of the insurance product lifecycle and how product decisions are configured and implemented in policy administration and related systems.
• Experience producing user stories, acceptance criteria, process flows, decision tables, data mappings, and current- and future-state documentation.
• Experience partnering with Engineering or IT teams in an Agile or iterative delivery environment, including requirements clarification, UAT, and implementation validation.
• A track record of synthesizing input from multiple stakeholders into clearly documented decisions, and asking questions that surface ambiguity early.
• Bonus if you have knowledge of policy administration systems and how rating, forms, rules, and eligibility are configured in production.
• Proficiency with project management or requirements tools (Jira, Confluence, Smartsheet, or similar)

Responsibilities

• Own the requirements lifecycle for new products, state launches, endorsements, coverage changes, forms, rating updates, and compliance requirements.
• Work across Insurance Product, Actuarial, Underwriting, Compliance, Claims, Operations, Engineering, and Tech Product to define what needs to be built and confirm it was built correctly.
• As ownership grows, become the go-to resource for teams that depend on accurate, implementation-ready requirements.
• Translate business decisions on new products, insurance filings, forms, endorsements, coverages, rating algorithms, eligibility rules, and state-specific configurations into clear business requirements and functional specifications.
• Partner with multiple teams to gather inputs, resolve ambiguity, confirm decisions, and maintain alignment from business decision through system deployment.
• Document current-state processes and system behavior, define future-state workflows, and manage requirements changes throughout delivery.
• Identify gaps, edge cases, dependencies, compliance requirements, and downstream impacts across rating, policy administration, billing, claims, servicing, and reporting before development begins.
• Assess impact of proposed product rules and recommend alternatives to reduce friction, cost, or unintended consequences.
• Build user stories, process flows, decision tables, data mappings, and acceptance criteria for accurate development with traceability.
• Own requirements questions during development as the primary point of contact, documenting clarifications and decisions as they're made.
• Lead UAT planning, test scenarios, business review, and the product review and beta-validation process to confirm product changes are implemented correctly.

Skills

P&C Insurance

Requirements translation

User stories

Agile delivery

Stakeholder alignment

UAT

Tools

Jira

Confluence

Smartsheet

Job description

Kin Insurance seeks a Senior Insurance Business Analyst to translate insurance product decisions into clear, implementation-ready requirements. You’ll collaborate across Insurance Product, Actuarial, Underwriting, Compliance, Claims, Operations, and Engineering to ensure launches align with policy rules and state variations.

You’ll own requirements lifecycle for new products, state launches, forms, endorsements, and rating updates, lead UAT, and drive adoption of structured documentation and