Remote Senior P&C Insurance Product Analyst

Kin Insurance; Yorktown (VA); Remote; USD 105,000 - 150,000; Full time

Benefits offered by this job

Medical plans

HSA contributions

Life insurance

Disability coverage

Supplemental benefits (long-term, etc)

Mental health support

Flexible PTO

Career mobility

Job summary

Kin Insurance seeks a Senior Insurance Business Analyst to translate P&C product decisions into precise system requirements. You’ll work across Insurance Product, Actuarial, Underwriting, Compliance, Claims, Operations, Engineering, and Tech Product to ensure builds align with business intent.

You will own the lifecycle for new products, state launches, and coverage changes, document current and future workflows, and lead UAT and validation to ensure accurate deployment.

Qualifications

• 5+ years in a business analyst, systems analyst, or similar role, including 3+ years in P&C insurance.
• Translate insurance product concepts (coverages, forms, endorsements, rating structures, eligibility rules, and state variations) into structured business and functional requirements for Engineering and Tech Product.
• Working knowledge of the insurance product lifecycle and how product decisions are configured and implemented in policy administration and related systems.
• Experience producing user stories, acceptance criteria, process flows, decision tables, data mappings, and current- and future-state documentation.
• Experience partnering with Engineering or IT teams in an Agile or iterative delivery environment, including requirements clarification, UAT, and implementation validation.
• A track record of synthesizing input from multiple stakeholders into clearly documented decisions, and asking questions that surface ambiguity early.
• Bonus if you have knowledge of policy administration systems and how rating, forms, and eligibility are configured in production.
• Proficiency with project management or requirements tools (Jira, Confluence, Smartsheet, or similar).

Responsibilities

• Own the requirements lifecycle for new products, state launches, endorsements, coverage changes, forms, rating updates, and compliance requirements; coordinate with multiple teams to define and verify build outcomes.
• As your ownership grows, become the go-to resource for teams that depend on accurate, implementation-ready requirements.
• Translate business decisions on new products, filings, forms, endorsements, coverages, rating algorithms, eligibility rules, and state-specific configurations into clear requirements and specifications.
• Partner with Insurance Product, Actuarial, Underwriting, Compliance, Claims, Operations, Tech Product, and Engineering to gather inputs, resolve ambiguity, and maintain alignment from decision to deployment.
• Document current-state processes and system behavior; define future-state workflows and manage changes throughout delivery.
• Identify gaps, edge cases, dependencies, compliance requirements, and downstream impacts across rating, policy administration, billing, claims, servicing, and reporting before development begins.
• Build user stories, process flows, decision tables, data mappings, and acceptance criteria for accurate development and traceability.
• Lead UAT planning, test scenarios, business reviews, and product beta-validation to confirm changes are implemented correctly.
• Own requirements questions during development as the primary contact and document clarifications and decisions as they're made.

Skills

Business analysis

Requirements translation

P&C insurance knowledge

User stories / acceptance criteria

Agile collaboration

Stakeholder alignment

Policy administration knowledge

PM tools (Jira/Confluence)

Tools

Jira

Confluence

Smartsheet

Job description

Kin Insurance seeks a Senior Insurance Business Analyst to translate P&C product decisions into precise system requirements. You’ll work across Insurance Product, Actuarial, Underwriting, Compliance, Claims, Operations, Engineering, and Tech Product to ensure builds align with business intent.

You will own the lifecycle for new products, state launches, and coverage changes, document current and future workflows, and lead UAT and validation to ensure accurate deployment.