Senior Multifamily Underwriter — Agency-Guided Loans

Gamma Phi Omega International; Atlanta (GA); Sur place; USD 95 000 - 135 000; Plein temps

Avantages offerts par ce poste

Medical insurance

Dental insurance

Vision insurance

Life insurance

Disability insurance

401k plan

Vacation days

Sick days

Paid holidays

Résumé du poste

Truist Financial Corporation in Atlanta is seeking an experienced Mortgage Underwriter to analyze multifamily loan submissions, perform comprehensive due diligence, and ensure compliance with Agency Guide requirements. You will review property data, leases, financial statements, and third-party reports, supporting credit decisions for funded deals.

The role requires strong MS Office skills, meticulous analysis, and the ability to manage multiple tasks in a high-volume environment.

Qualifications

• Bachelor’s degree in related field or equivalent education and related experience.
• Proficient level of computer skills, including strong abilities with Microsoft products such as Excel, Word, PowerPoint, etc. and their related applications
• High attention to detail, highly organized and ability to meet deadlines
• Ability to simultaneously handle a variety of assignments
• Excellent written and verbal skills
• Ability to take initiative with minimal direction
• Ability to travel, occasionally overnight

Responsabilités

• Obtain and analyze data from property owners, borrowers, lenders and third party sources needed to prepare mortgage loan submissions in compliance with Agency standards.
• Execute the due diligence process including maintaining deal files, organizing and tracking due diligence items, creating and updating deal checklists, and coordinating with Closing to facilitate funding and delivery.
• Inspect properties and recommend conclusions as to the physical and economic conditions of the property, its immediate area, neighborhood and city, as well as comparable properties.
• Order, review and interpret all third party reports including property appraisals, physical needs assessments, and environmental reports, confirming their adherence to agency requirements.
• Analyze the borrower’s legal structure and financial statements in light of property and market circumstances, Agency and Truist requirements.
• Ensure credit risk issues are appropriately mitigated and significant concerns are discussed as appropriate with the Deputy Chief Underwriter or Chief Underwriter.
• Ensure all information reflected in underwriter’s narrative is accurate, that material factors (strengths, weaknesses and mitigants) affecting the transaction are adequately discussed and that all credit decisions proposed in the underwriting of the loan are properly supported.
• Understand specific Agency Guide requirements, review and stay abreast of the Agency guide changes and pricing changes.
• Prepare loan submission packages in compliance with Agency Guide and internal requirements.
• Assist the Deputy Chief Underwriter in completing all underwriting aspects of the final loan delivery package.

Connaissances

Detail orientation

Time management

MS Office

Verbal communication

Initiative

Travel flexibility

Formation

Bachelor’s degree or equivalent

Description du poste

Truist Financial Corporation in Atlanta is seeking an experienced Mortgage Underwriter to analyze multifamily loan submissions, perform comprehensive due diligence, and ensure compliance with Agency Guide requirements. You will review property data, leases, financial statements, and third-party reports, supporting credit decisions for funded deals.

The role requires strong MS Office skills, meticulous analysis, and the ability to manage multiple tasks in a high-volume environment.