Senior Director, Product Management

Affirm; San Francisco (CA); On-site; USD 180,000 - 230,000; Full time

Benefits offered by this job

Health coverage

Flexible Spending Wallets

Time off

ESPP

Job summary

Affirm is building the next generation of consumer finance, and the Affirm Card sits at the center of that vision—blending debit, pay‑over‑time, and network‑native experiences into a single product.

We’re looking for a Director of Product to lead the Affirm Card and Card Platform—owning both the end‑user experience and the platform that powers card issuance, authorization, servicing, and partner integrations.

Qualifications

• 15+ years in product management, with experience leading multi‑team product areas or platforms.
• Track record of owning large domains or business lines with meaningful financial impact.
• Experience managing managers and building high‑performing PM teams.
• Proven ability to create systems, processes, and culture that scale.

Responsibilities

• Define multi‑year vision for the Card across consumer experience, growth, and economics.
• Lead the US direct‑to‑consumer card products (Affirm Cards, in‑app virtual cards).
• Oversee Card Platform (authorization, ledgering, servicing, controls) powering D2C products and integrations.
• Translate company strategy into a coherent roadmap spanning multiple teams and systems.
• Align senior stakeholders across Engineering, Design, Credit, Legal, Partnerships, and GTM.

Skills

Leadership

Org-building

Strategic thinking

Fintech depth

Execution & influence

Job description

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

About The Product Team

The Product team listens to our customers’ needs and translates those insights into a clear product vision. The team works closely with design, engineering, and analytics to build scalable financial products that empower people to manage their money with confidence. We rely on empathy, curiosity, and business sense to prioritize features and improve experiences. Our role is to lead with clarity, support cross‑functional execution, and champion the user in every decision.

About The Role

Affirm is building the next generation of consumer finance, and the Affirm Card sits at the center of that vision—blending debit, pay‑over‑time, and network‑native experiences into a single product. We’re looking for a Director of Product to lead the Affirm Card and Card Platform—owning both the end‑user experience, the business outcomes of every card product, and the underlying platform that powers card issuance, authorization, servicing, and partner integrations. This is a pillar‑level leadership role responsible for defining strategy, building a high‑performing team, and delivering durable business outcomes across one of our most strategic product areas.

What you’ll do

Own the Card domain end-to-end

• Define and drive the multi‑year vision for the Card across consumer experience, growth, and economics, inclusive of new card products that complement the one we have in market today.
• Lead the US direct‑to‑consumer card products (Affirm Cards, and in‑app virtual cards).
• Oversee our Card Platform (authorization, ledgering, servicing, controls) which powers the D2C products both domestically and internationally, along with a number of merchant and partner integrations.
• Translate company strategy into a coherent roadmap spanning multiple teams and systems.

Build and scale a high‑performing product organization

• Manage and develop a team of PMs and PM leaders.
• Establish product standards, operating cadence, and decision frameworks.
• Build a durable org that delivers high‑quality outcomes without direct involvement in every decision.

Drive business outcomes at scale

• Own GMV, engagement, unit economics, and credit outcomes for the Card domain.
• Shape investment strategy, tradeoffs, and resource allocation across multiple product areas.
• Partner with Finance and Credit to optimize profitability and risk.

Lead platform strategy and execution

• Drive platform capabilities that unlock velocity across the company (APIs, controls, servicing systems).
• Partner deeply with Engineering to make cost vs. value tradeoffs at the system level.
• Ensure the Card Platform scales reliably across use cases, geographies, and partners.

Operate as a cross‑functional leader

• Align senior stakeholders across Engineering, Design, Credit, Legal, Partnerships, and GTM.
• Build strong relationships with external partners (networks, processors, wallet providers).
• Represent the Card domain in executive forums and company planning cycles.

What we look for

Product leadership at scale

• 15+ years in product management, with experience leading multi‑team product areas or platforms.
• Track record of owning large domains or business lines with meaningful financial impact.

Org‑building capability

• Experience managing managers and building high‑performing PM teams.
• Proven ability to create systems, processes, and culture that scale.

Strategic and systems thinker

• Ability to operate at portfolio‑level altitude—connecting product decisions to company strategy.
• Strong judgment across second‑ and third‑order tradeoffs, especially in complex systems.

Platform + fintech depth

• Experience in payments, cards, fintech, or adjacent infrastructure.
• Comfort working on both consumer‑facing products and backend platforms.

Execution and influence

• Ability to drive alignment across senior stakeholders and functions.
• Strong product instincts paired with rigorous, data‑driven decision‑making.

Why this role matters

Affirm Card is one of the fast‑growing parts of the business and a key driver of long‑term differentiation. This role will shape:

• How we show up every day in consumers’ wallets.
• How we blend debit, credit, and pay‑over‑time into one experience.
• The platform foundation that enables future financial products.

Benefits

We’re extremely proud to offer competitive benefits anchored to our core value of people come first:

• Health care coverage – affirm covers all premiums for all levels of coverage for you and your dependents.
• Flexible Spending Wallets – generous stipends for spending on technology, food, various lifestyle needs, and family‑forming expenses.
• Time off – competitive vacation and holiday schedules allowing you to take time off to rest and recharge.
• ESPP – an employee stock purchase plan enabling you to buy shares of the company at a discount.

Affirm is a remote‑first company. The majority of roles are remote and can be performed from anywhere within the country of employment. Some roles may have occasional onsite requirements.