Senior Credit Analyst — Risk & Credit Strategy

U.S. Bank; Minneapolis (MN); On-site; USD 93,000 - 109,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

401(k) plan

Paid vacation

Paid holidays

Adoption assistance

Sick leave

Job summary

U.S. Bank is seeking a Credit Analyst to approve extensions of credit and make recommendations on loan decisions. The role requires analyzing customer credit information, evaluating portfolios, and identifying risk to maximize credit quality.

Strong analytical and reporting skills are essential. The position emphasizes knowledge of credit analysis, policy, and risk management, with expectations of advanced communication and computer proficiency.

Qualifications

• Bachelor's degree or equivalent work experience.
• Five or more years of relevant experience.
• Strong credit analysis and analytical skills.
• In-depth knowledge of credit analysis, credit administration, policy and risk.

Responsibilities

• Approve extensions of credit for new, renewal and extension loans.
• Conduct comprehensive credit analyses and interpret credit information.
• Identify credit quality issues and recommend actions to maximize quality and minimize risk.
• Utilize software tools to support credit analysis and decision making.

Skills

Credit analysis

Analytical skills

Credit policy knowledge

Technical report writing

Communication skills

Computer skills

Education

Bachelor's degree

Master's degree / CPA preferred

Job description

U.S. Bank is seeking a Credit Analyst to approve extensions of credit and make recommendations on loan decisions. The role requires analyzing customer credit information, evaluating portfolios, and identifying risk to maximize credit quality.

Strong analytical and reporting skills are essential. The position emphasizes knowledge of credit analysis, policy, and risk management, with expectations of advanced communication and computer proficiency.