Senior Credit Analysis & Risk Specialist

U.S. Bank; Marshall (MN); Hybrid; USD 36,000 - 48,000; Full time

Benefits offered by this job

Healthcare

Life insurance

Disability

Parental leave

401(k)

Vacation

Holidays

Adoption assistance

Sick leave

Job summary

U.S. Bank is seeking a Credit Analyst to conduct credit analyses for existing and prospective customers and portfolios, drawing on credit reports, industry research, and tax returns to inform lending decisions.

The role features a hybrid schedule with in-office work three or more days per week and flexibility to work offsite on other days. A Bachelor's degree and 3+ years of related experience are required. Strong written and verbal communication skills are essential.

Qualifications

• Bachelor's degree or equivalent work experience.
• 3+ years of related credit experience.
• Strong written and verbal communication skills.

Responsibilities

• Conduct credit analyses for existing and prospective customers and portfolios.
• Prepare and present credit reports to lending decision makers.
• Monitor accounts to identify credit risk and maximize credit quality.

Skills

Credit analysis

Analytical skills

Credit policy knowledge

Risk analysis

Report writing

Communication skills

Education

Bachelor's degree or equivalent

Job description

U.S. Bank is seeking a Credit Analyst to conduct credit analyses for existing and prospective customers and portfolios, drawing on credit reports, industry research, and tax returns to inform lending decisions.

The role features a hybrid schedule with in-office work three or more days per week and flexibility to work offsite on other days. A Bachelor's degree and 3+ years of related experience are required. Strong written and verbal communication skills are essential.