Senior Credit Analyst — Risk, Lending & Insight

U.S. Bank; Los Angeles (CA); On-site; USD 98,000 - 116,000; Full time

Benefits offered by this job

Healthcare

401(k)

Job summary

U.S. Bank is seeking a Credit Analyst to assess loan requests and extend credit decisions. You will gather and interpret credit information on existing and prospective customers, evaluate portfolios, and recommend actions to maximize credit quality while minimizing risk.

The role emphasizes strong analytical skills, knowledge of credit policy, and clear written and verbal communication. A bachelor's degree and several years of experience are typically required.

Qualifications

• Bachelor’s degree or equivalent work experience.
• Typically five or more years of relevant experience.
• Master's degree or CPA certification is preferred.

Responsibilities

• Approve or deny extensions of credit after a complete credit analysis.
• Gather, analyze, and interpret credit information for existing and prospective customers.
• Review accounts and portfolios to identify credit quality issues and determine actions to maximize quality and minimize risk.

Skills

Credit analysis

Analytical skills

Credit policy knowledge

Economics background

Accounting background

Finance background

Technical report writing

Verbal and written communication

Software navigation

Education

Bachelor’s degree, or equivalent work experience

Job description

U.S. Bank is seeking a Credit Analyst to assess loan requests and extend credit decisions. You will gather and interpret credit information on existing and prospective customers, evaluate portfolios, and recommend actions to maximize credit quality while minimizing risk.

The role emphasizes strong analytical skills, knowledge of credit policy, and clear written and verbal communication. A bachelor's degree and several years of experience are typically required.