Senior Credit Analyst: Risk & Decision Making

U.S. Bank; Town of Brookfield (WI); On-site; USD 76,000 - 89,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

Life insurance

Disability insurance

Parental leave

401(k) retirement plan

Paid vacation

Paid holidays

Adoption assistance

Sick leave

Job summary

U.S. Bank seeks a Credit Analyst to approve credit extensions and recommend lending decisions. You will conduct comprehensive credit analyses for existing and prospective customers to maximize credit quality and minimize risk.

The role requires a bachelor’s degree and several years of experience, with advanced degrees or CPA preferred. You will utilize software tools to analyze portfolios and clearly communicate outcomes to decision-makers.

Qualifications

• Bachelor’s degree or equivalent work experience.
• Typically four or more years of relevant experience.
• Strong credit analysis and analytical skills.
• Thorough knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis.
• Background in economics, accounting, and/or finance.
• Effective technical report writing skills.
• Effective verbal and written communication skills.
• Proficient computer navigation skills using a variety of software packages.
• Master's degree or CPA certification is preferred.

Responsibilities

• Approve extension of credit and/or make recommendations on loans.
• Conduct complete credit analyses for existing and prospective customers.
• Review customer accounts and portfolios to identify risk and determine actions.
• Use computer software to support the credit analysis process and portfolio evaluation.
• Make recommendations after considering multiple possible actions.

Skills

Strong credit analysis

Analytical skills

Verbal and written communication

Proficient computer navigation

Education

Bachelor’s degree or equivalent

Master's degree or CPA certification (preferred)

Tools

Credit analysis software

Job description

U.S. Bank seeks a Credit Analyst to approve credit extensions and recommend lending decisions. You will conduct comprehensive credit analyses for existing and prospective customers to maximize credit quality and minimize risk.

The role requires a bachelor’s degree and several years of experience, with advanced degrees or CPA preferred. You will utilize software tools to analyze portfolios and clearly communicate outcomes to decision-makers.