Senior Credit Analyst — Commercial Lending

Enterprise Bank & Trust; New River (AZ); On-site; USD 120,000 - 180,000; Full time

Job summary

Enterprise Bank & Trust in Arizona seeks a VP, Senior Credit Analyst to underwrite commercial loan transactions, including CRE, C&I, leveraged finance, and secured/unsecured credits. Emphasis on cash flow, collateral, and risk assessment to support lending decisions.

The role involves mentoring junior analysts, participating in loan committees, and maintaining strong client interactions while ensuring covenant compliance and timely closings.

Qualifications

• Bachelor's degree in finance, business, or related field.
• Minimum 10 years in commercial credit involving complex transactions.
• Experience in asset-based lending in underwriting and monitoring.

Responsibilities

• Underwrite commercial loan transactions including CRE, C&I, leveraged finance, and tax credits.
• Clearly communicate with internal and external customers.
• Provide support to lending officers in structuring and analyzing potential transactions.
• Partner with lending units to oversee future loan maturities and pipelines.
• Participate in weekly loan committee meetings as a Credit Department representative.

Skills

Underwriting

Cash flow analysis

Financial analysis

Communication skills

Decision making

Attention to detail

Critical thinking

Multitasking

Customer service

Mentoring

Education

Bachelor's degree in finance or related field

10+ years in commercial credit with complex transactions

Asset-based lending experience

Tools

Bankway

Salesforce

Baker Hill-Statement Analyzer

Buker's Tax Analysis

Gmail

Microsoft Word

Excel

PowerPoint

Job description

Enterprise Bank & Trust in Arizona seeks a VP, Senior Credit Analyst to underwrite commercial loan transactions, including CRE, C&I, leveraged finance, and secured/unsecured credits. Emphasis on cash flow, collateral, and risk assessment to support lending decisions.

The role involves mentoring junior analysts, participating in loan committees, and maintaining strong client interactions while ensuring covenant compliance and timely closings.