Senior Consumer Loan Quality & Compliance Specialist

Trustmark; Pearl, Northern (MS, KY); Hybrid; USD 42,000 - 66,000; Full time

Benefits offered by this job

Medical, dental, vision insurance

Long-term disability

Short-term disability

Life insurance

401k with company match

Tuition reimbursement

Job summary

Trustmark is seeking a Consumer Quality Control Specialist (I-III) to review complex CDP-prepared consumer loans, ensuring completeness and accuracy of real estate, security, and compliance documents. Candidates should be able to interpret data, identify necessary changes, and communicate with Credit Document Preparation Specialists.

The role requires understanding of state and federal loan regulations, attention to detail, and ability to prioritize workload across multiple market areas.

Qualifications

• Junior college/two years college training -OR- Equivalent job related experience.
• Experience reviewing, and knowledge of, all types of consumer collateral, including real estate, security, and lien perfection requirements (2 yrs)
• Experience working with, and knowledge of, loan compliance regulations (2 yrs)
• Knowledge all types of consumer collateral including real estate
• Knowledge of lien perfection requirements
• Knowledge of consumer loan compliance regulations
• Analytical skills
• Time management principles to prioritize workload
• Word Processing
• E-mail and Internet
• Detail oriented
• Knowledge of all types of consumer collateral, including real estate, security, lien perfection requirements (3 years)
• Knowledge of consumer loan compliance regulations (3 years)
• Analytical skills
• Time management principles to prioritize workload
• Word Processing
• E-mail and Internet
• Detail oriented
• Advanced knowledge of all types of consumer collateral, including real estate, security, lien perfection requirements, and escrow requirements (4 yrs)
• Working knowledge of consumer loan compliance regulations (4 yrs)
• Analytical skills
• Time management principles in order to prioritize workload
• Detail Oriented
• Organizational skills
• Ability to proficiently communicate applied collateral/loan policy/regulation/compliance knowledge to co-workers
• Ability to properly interpret various consumer loan compliance regulations and adequately review documentation based on these regulations

Responsibilities

• Review and interpret loan applications and related data to determine collateral classifications and to ensure appropriate documents are prepared to perfect lien
• Review (prior to closing) the more complex CDP prepared consumer loan, including all real estate, security, and compliance documents for accuracy, completeness, and adherence to perfection, and compliance guidelines of applicable state and federal laws and bank policy and procedures
• Input data into TMK Partners to generate loan number and facilitate the booking of HPML and escrow loans to the Fiserve system
• Deliver prepared loan documents to Lenders and/or attorneys for closing via internal email and/or utilizing SecureMail procedures
• Perform additional duties as assigned.

Skills

Analytical skills

Time management

Detail oriented

Organizational skills

Communication

Interpret regulations

Word Processing

E-mail & Internet

Education

Two years college training

Experience with consumer collateral (real estate, security, lien perfection)

Experience with loan compliance regulations

Advanced knowledge of collateral and escrow requirements

Job description

Trustmark is seeking a Consumer Quality Control Specialist (I-III) to review complex CDP-prepared consumer loans, ensuring completeness and accuracy of real estate, security, and compliance documents. Candidates should be able to interpret data, identify necessary changes, and communicate with Credit Document Preparation Specialists.

The role requires understanding of state and federal loan regulations, attention to detail, and ability to prioritize workload across multiple market areas.