Senior Analyst, Risk & Analytics (Remote)

Affirm; Boise (ID); On-site; USD 128,000 - 205,000; Full time

Benefits offered by this job

Health care coverage

Flexible Spending Wallets

Time off

ESPP

Job summary

Affirm's Risk & Analytics team seeks a Senior Analyst to independently own the end-to-end analytical lifecycle, turning complex data into actionable business decisions across products and geographies.

You will partner with ML, Product, Engineering, and Compliance to monitor trends, build scalable models, and guide risk and growth strategies while communicating insights to senior stakeholders in a remote-first, nationwide role.

Qualifications

• 2–5 years of analytically-driven experience in consumer lending or fintech.
• Degree in Data Science, Computer Science, Engineering, Economics, or a related quantitative field.
• Advanced proficiency in SQL, Python, or other scripting languages.
• Deep expertise in data mining, data visualization, and statistical modeling, with experience applying machine learning techniques to business or risk management problems.
• Proven experience leading cross-functional initiatives that bridge Product, Legal, Compliance, and Engineering to align analytical strategies with business objectives.

Responsibilities

• Optimize End-to-End Strategy: derive insights and optimize business, risk, or growth strategies across products and geographies.
• Manage Macro & Market Trends: monitor portfolio performance and macro trends; adjust analytical and operational strategies to mitigate risk and balance growth.
• Model & Capability Building: design and interpret performance metrics for scalable risk, fraud, or growth models with Eng/ML teams.
• Cross-Functional Leadership: collaborate with Product, Legal, Compliance to translate regulatory and market requirements into analytical policy and product design.
• Oversee Frameworks & Launches: develop analytical frameworks and ensure launches and market entries align with risk appetite and capabilities.
• External & Strategic Alignment: engage with merchants, vendors, and partners to align practices and strengthen relationships.

Skills

SQL

Python

Data mining

Data visualization

Machine learning

Education

Bachelor's degree in Data Science / CS / Engineering / Economics

Job description

Affirm's Risk & Analytics team seeks a Senior Analyst to independently own the end-to-end analytical lifecycle, turning complex data into actionable business decisions across products and geographies.

You will partner with ML, Product, Engineering, and Compliance to monitor trends, build scalable models, and guide risk and growth strategies while communicating insights to senior stakeholders in a remote-first, nationwide role.