Senior AI-Driven Portfolio Risk & Strategy Analyst

U.S. Bank; Earth City (MO); On-site; USD 120,000 - 141,000; Full time

Benefits offered by this job

Healthcare

Life Insurance

Disability leave

PTO

Holidays

Job summary

U.S. Bank is seeking a Senior Portfolio Risk and Strategy Analyst to partner with various lines of business and RCA teams. You will develop and oversee risk management frameworks, identify gaps, and inform solutions to minimize losses due to internal issues.

You will lead cross‑functional testing, analyze performance trends, forecast delinquency, and apply AI to enhance insights and decision‑making. Candidates should have strong communication skills for executive stakeholders.

Qualifications

• Bachelor’s degree or equivalent work experience.
• Typically more than eight years of applicable experience.

Responsibilities

• Lead Champion/Challenger testing across Lending Services: Consumer, Mortgage, Commercial, Collections, Recovery, Repossession, and Loss Mitigation.
• Translate test results and insights into actionable strategy enhancements and implementation recommendations.
• Analyze and monitor portfolio and program performance across Lending Services to identify trends and risks.
• Partner with Finance and business lines to support collections goal setting, delinquency forecasting, and reporting.
• Explore and apply AI capabilities in analysis, strategy testing, and reporting to improve efficiency and insights.
• Collaborate with cross-functional teams (Finance, Operations, Risk, Technology) to support strategy implementation, forecasting and reporting.
• Experience across multiple Lending Services lines is a plus.
• Proficiency with analytical/reporting tools and AI-enabled analysis to improve decision-making.
• Synthesize complex findings and present recommendations to senior leadership.

Skills

Champion/Challenger tests

Portfolio analytics

AI in analytics

SQL or Python

Education

Bachelor’s degree or equivalent

Job description

U.S. Bank is seeking a Senior Portfolio Risk and Strategy Analyst to partner with various lines of business and RCA teams. You will develop and oversee risk management frameworks, identify gaps, and inform solutions to minimize losses due to internal issues.

You will lead cross‑functional testing, analyze performance trends, forecast delinquency, and apply AI to enhance insights and decision‑making. Candidates should have strong communication skills for executive stakeholders.