Residential Mortgage Advisor

Kind Lending | NMLS #3925; Rapid City (SD); On-site; USD 45,000 - 75,000; Full time

Job summary

Kind Lending in Rapid City, SD is seeking experienced Retail Loan Consultants to proactively solicit new residential mortgage business and build a residual pipeline to meet monthly and annual sales goals. You will network with mortgage professionals and real estate agents, analyze borrowers’ financials, structure and price loans, and guide customers through the loan process from application to closing.

This commission-based role requires an active NMLS license and 3+ years of originations

Qualifications

• Three or more years’ full-time retail loan origination experience.
• Possess good judgment, problem-solving and researching skills, and the ability to accept responsibility, complex situations, and handle confidential information.
• Ability to structure and price loans.
• Active and or Approved-inactive NMLS license in the state in which business will be conducted.
• Excellent communication and relationship-building skills.
• Self-motivated, self-starting mortgage professional.
• Detail-oriented with strong organizational and follow-through skills.
• Experience with all mortgage loan products including FHA, VA, conventional, jumbo, refinance, and purchase products.

Responsibilities

• Builds rapport and leverages existing relationships with network and potential borrowers with the goal of helping customers achieve their mortgage financing goals.
• Consult with customers and analyze their financial situations to provide the appropriate solution and advice as to the best loan product for each customer.
• Ensure each loan meets the customer’s needs as well as quality and marketability standards of Kind Lending.
• Understand the process of loan origination and manage the loan application process in conjunction with operational support staff.
• Input and upload application and customer’s information into loan origination software.
• Structure and price loans accurately and in accordance with Kind Lending guidelines.

Skills

Mortgage knowledge

Networking

Communication

Relationship-building

Analytical reasoning

Education

High School diploma

Job description

Kind Lending in Rapid City, SD is seeking experienced Retail Loan Consultants to proactively solicit new residential mortgage business and build a residual pipeline to meet monthly and annual sales goals. You will network with mortgage professionals and real estate agents, analyze borrowers’ financials, structure and price loans, and guide customers through the loan process from application to closing.

This commission-based role requires an active NMLS license and 3+ years of originations