Remote Senior Software Engineer, AI-First Banking Platform

Affirm; Charlotte (NC); On-site; USD 173,000 - 233,000; Full time

Benefits offered by this job

Health insurance

Flexible spending wallets

Generous vacation policy

Employee Stock Purchase Plan

Job summary

Affirm is seeking a Senior Software Engineer to join its AI-native bank team in the United States. You will own bank systems end-to-end, from cloud infrastructure to data workflows, with exposure to senior leadership.

You\'ll ship AI-first solutions, manage vendor relationships, and help establish standards for examiners while maintaining reliable, auditable operations across a lean, fast-moving team.

Qualifications

• 6+ years of software engineering experience with end-to-end ownership.
• Comfort with ambiguity and fast decision making.
• Experience with AI-assisted development tools is a plus.

Responsibilities

• Own bank systems end-to-end across cloud, data, and workflows.
• Set coding standards and improve documentation.
• Ship AI-first features and leverage AI tools.
• Manage vendor relationships and audits.
• Collaborate with compliance, risk, and examiners.
• Ensure monitoring and fault tolerance.

Skills

Senior software engineering

Ownership mindset

Ambiguity tolerance

AI tooling

Cloud infrastructure

Infra as code (Terraform)

Banking/regulatory experience

Tools

AWS

Terraform

Snowflake

CI/CD

Job description

Affirm is seeking a Senior Software Engineer to join its AI-native bank team in the United States. You will own bank systems end-to-end, from cloud infrastructure to data workflows, with exposure to senior leadership.

You\'ll ship AI-first solutions, manage vendor relationships, and help establish standards for examiners while maintaining reliable, auditable operations across a lean, fast-moving team.