Remote Risk & Analytics Analyst I

Affirm; Miami (FL); On-site; USD 101,000 - 151,000; Full time

Benefits offered by this job

Health care coverage

Flexible Spending Wallets

Time off

ESPP

Job summary

Affirm is seeking an Analyst I in Risk & Analytics to learn consumer lending fundamentals while executing scoped analyses daily. You will work under senior analysts to leverage advanced data analytics, optimize business strategies, and monitor portfolio performance.

A strong technical foundation and curiosity about AI tools will help you excel in a fast-paced environment. You will derive actionable insights, track performance metrics, and collaborate with product, legal, and compliance to

Qualifications

• 1–3 years of experience in an analytically-driven role (internships or prior fintech experience valued).
• Degree in Data Science, CS, Engineering, Economics, or related quantitative field.
• Solid working knowledge of SQL, Python, or other scripting languages.
• Familiarity with data mining, data visualization, and foundational statistical modeling.
• Basic understanding of consumer lending regulations and fair lending principles.
• Exceptional communication and cross-functional collaboration skills.

Responsibilities

• Derive insights to optimize product, risk, or growth strategies across geographies.
• Monitor portfolio health and flag risks and anomalies to senior team members.
• Write clean SQL and Python to build scalable reporting and support ML/risk model deployment.

Skills

SQL

Python

Data analysis

Data visualization

Statistical modeling

Communication

Cross-functional collaboration

Education

Bachelor's in Data Science/CS/Engineering/Economics

Job description

Affirm is seeking an Analyst I in Risk & Analytics to learn consumer lending fundamentals while executing scoped analyses daily. You will work under senior analysts to leverage advanced data analytics, optimize business strategies, and monitor portfolio performance.

A strong technical foundation and curiosity about AI tools will help you excel in a fast-paced environment. You will derive actionable insights, track performance metrics, and collaborate with product, legal, and compliance to