Remote Junior Risk & Analytics Analyst

Affirm; Charlotte (NC); On-site; USD 101,000 - 165,000; Full time

Benefits offered by this job

Health care coverage

Flexible Spending Wallets

Time off

ESPP

Job summary

Affirm is seeking an Analyst I in a remote-first capacity to transform data into actionable business signals. You will learn consumer lending analytics under senior guidance, building scalable reports and helping optimize approvals, risk, and growth strategies across geographies.

The role emphasizes SQL, Python, data visualization, and collaboration with Product, Legal, and Compliance to translate evolving regulations into robust data models.

Qualifications

• 1–3 years of experience in an analytically-driven role or internships in fintech/consumer lending are valued.
• Solid knowledge of SQL, Python and data mining.
• Familiarity with data visualization and statistical modeling.
• Basic understanding of consumer lending regulations and fair lending principles.

Responsibilities

• Derive insights to optimize product, risk, or growth strategies across geographies.
• Monitor portfolio health, track performance metrics, and flag risks.
• Write clean SQL and Python to build scalable reports and support ML/risk models.

Skills

SQL

Python

Data analysis

Regulatory knowledge

Education

Data Science/CS/Engineering/Economics degree

Job description

Affirm is seeking an Analyst I in a remote-first capacity to transform data into actionable business signals. You will learn consumer lending analytics under senior guidance, building scalable reports and helping optimize approvals, risk, and growth strategies across geographies.

The role emphasizes SQL, Python, data visualization, and collaboration with Product, Legal, and Compliance to translate evolving regulations into robust data models.