Remote Insurance Counsel — Forms Drafting

Kin Insurance; Milton (MA); Remote; USD 150,000 - 230,000; Full time

Benefits offered by this job

RSUs and equity

401(k) with company match

Multiple medical plan options

Company-funded HSA

Life insurance

Job summary

Kin Insurance is seeking an Insurance Counsel - Forms to drive policy language for aggressive state and product expansion. You will anchor a line (personal auto or property) and serve as a drafting owner, while advising on coverage interpretation and regulatory strategy across DOI matters.

You’ll collaborate with Claims, Product, and Customer Experience, and you’ll review AI drafts for regulatory compliance. This role is remote-first and US-wide, reporting to Senior Insurance Counsel.

Qualifications

• JD required and admitted to practice.
• 5+ years of policy form drafting or equivalent experience.
• Experience drafting personal lines policy forms for multiple states.
• Ability to read state statutes and convert to policy language.
• Experience drafting regulator responses to form objections.
• Experience advising on coverage interpretation to business partners.
• Proven track record drafting complete forms packages independently.

Responsibilities

• Research state statutes and translate into compliant policy wording.
• Draft responses to Insurance Department objections and advocate for Kin.
• Advise internal partners on coverage interpretation and form wording.
• Draft new state and product forms packages for your line.
• Review forms and escalate novel state-law questions.
• Build countrywide base forms and state kit for your line.
• Establish drafting standards and reusable language.
• Design internal training on policy forms and regulatory expectations.
• Serve as backup drafter for the other line.
• Identify legal risks in product designs before drafting.
• Review AI-assisted drafts for accuracy and compliance.
• Maintain and update forms packages in response to statutes and DOI bulletins.

Skills

Policy form drafting

Regulatory interpretation

Stakeholder advisory

Independent drafting

State filing knowledge

Education

Juris Doctor (JD)

Job description

Kin Insurance is seeking an Insurance Counsel - Forms to drive policy language for aggressive state and product expansion. You will anchor a line (personal auto or property) and serve as a drafting owner, while advising on coverage interpretation and regulatory strategy across DOI matters.

You’ll collaborate with Claims, Product, and Customer Experience, and you’ll review AI drafts for regulatory compliance. This role is remote-first and US-wide, reporting to Senior Insurance Counsel.