Remote Credit Analyst III, Specialty Lending

Jobgether; New Jersey; À distance; USD 90 000 - 130 000; Plein temps

Avantages offerts par ce poste

Healthcare coverage

Retirement savings 401(k)

Paid time off

Résumé du poste

Jobgether, on behalf of a partner company, is seeking a Credit Analyst III, Specialty Lending based in the United States. You will evaluate and underwrite complex lending transactions across specialty sectors, including litigation finance, fund finance, and asset-backed facilities.

This remote opportunity requires strong financial modeling, credit judgment, and the ability to present analyses to credit management and loan committees.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, or related field.
• 5–7 years of progressive credit analysis experience, with direct exposure to specialty, structured, asset-based, or non-traditional lending strongly preferred.
• Advanced proficiency in commercial financial statement analysis, cash flow modeling, credit structuring, and evaluating unconventional repayment sources and collateral.
• Working knowledge of borrowing base construction, advance rates, eligible collateral criteria, and UCC lien priority.
• Familiarity with accounts receivable financing concepts, including dilution and debtor concentration.
• Understanding of litigation finance fundamentals, including case merits and regulatory considerations.
• Familiarity with loan-to-value and loan-to-cost analysis, sponsor-backed transactions, and exit strategies.
• Ability to independently evaluate complex credit structures and manage high-volume workload.
• Excellent written and verbal communication skills for presenting analyses to loan committees.

Responsabilités

• Specialty Credit Underwriting: Independently analyze and underwrite complex lending transactions across specialty sectors.
• Collateral and Repayment Assessment: Evaluate non-traditional collateral and repayment structures.
• Asset-Based Lending Analysis: Build and monitor borrowing base calculations, advance rates, and collateral eligibility assessments.
• Litigation Finance Risk Evaluation: Assess case merits, jurisdictional considerations, and recovery timelines.
• Fund Finance and Leveraged Lending: Evaluate sponsor experience, LTV/LTC metrics, and exit strategies.
• Credit Reporting and Presentations: Prepare detailed credit presentations and risk assessments for committees.
• Complex Transaction Structuring: Analyze multi-entity borrowers, SPVs, and syndicated lending structures.
• Mentorship and Technical Guidance: Support junior analysts with underwriting knowledge.
• Market and Regulatory Monitoring: Track industry developments affecting specialty lending.
• Risk Management and Compliance: Ensure underwriting aligns with policies and laws.

Connaissances

Credit analysis

Financial modeling

Strong communication

Underwriting complex transactions

Formation

Bachelor's degree in Finance/Accounting/Economics

Outils

Excel advanced

Financial modeling software

Description du poste

Jobgether, on behalf of a partner company, is seeking a Credit Analyst III, Specialty Lending based in the United States. You will evaluate and underwrite complex lending transactions across specialty sectors, including litigation finance, fund finance, and asset-backed facilities.

This remote opportunity requires strong financial modeling, credit judgment, and the ability to present analyses to credit management and loan committees.