Pricing & Risk Analyst — State Growth Focus

Kin Insurance; Maryland City (MD); Remote; USD 70,000 - 90,000; Full time

Benefits offered by this job

RSUs

401(k) match

Health plan

Job summary

Kin Insurance, a remote-first homeowners insurer, seeks a Pricing & Risk Analyst to grow profitability state-by-state. You will transform policy, quote, and claims data into practical recommendations and work with state managers to identify growth opportunities.

This entry-level role introduces analytics shaping pricing, risk, and segmentation decisions, with guidance from experienced colleagues and exposure to AI tools like Claude Code and Databricks Genie.

Qualifications

• 0–2 years of relevant experience or internships or coursework.
• Bachelor's degree in economics, statistics, mathematics, actuarial science, finance, business, computer science, or related field, or equivalent practical experience.
• Foundational SQL skills and proficiency with Excel or similar spreadsheet tools.
• Experience analyzing data to identify patterns, investigate questions, and explain findings.
• Hands-on experience using AI for analytical tasks and willingness to use Claude Code, Databricks Genie, and MCP-enabled workflows.
• Attention to detail and the judgment to verify AI-generated results.
• Ability to explain findings in plain language and stay curious.

Responsibilities

• Own recurring state performance reporting on quote volume, conversion, new business, premium, retention, and loss experience.
• Analyze performance across geography, risk characteristics, coverage, and distribution channels.
• Evaluate how proposed rate changes, underwriting rules, and shifts in business mix could affect growth.
• Build and maintain competitive research for state comparisons and pricing opportunities.
• Use Databricks Genie to explore data and Claude Code to write SQL queries and scripts.
• Bring data and business context into analytical workflows via MCP connections.
• Validate data, calculations, and AI outputs; document sources and assumptions.
• Deliver clear charts and concise summaries for Pricing and Risk teams.
• Measure performance after pricing, underwriting, and product changes go live.

Skills

0-2 years exp

SQL basics

Excel proficiency

Data analysis

AI for analytics

Communication

Education

Bachelor's degree

Tools

Claude Code

Databricks Genie

MCP-enabled workflows

Job description

Kin Insurance, a remote-first homeowners insurer, seeks a Pricing & Risk Analyst to grow profitability state-by-state. You will transform policy, quote, and claims data into practical recommendations and work with state managers to identify growth opportunities.

This entry-level role introduces analytics shaping pricing, risk, and segmentation decisions, with guidance from experienced colleagues and exposure to AI tools like Claude Code and Databricks Genie.