Remote-First Pricing & Risk Analyst — State Growth

Kin Insurance; Clayton (NC); Remote; USD 65,000 - 95,000; Full time

Job summary

Kin Insurance seeks a Pricing & Risk Analyst to identify profitable state growth opportunities using policy, quote, and claims data. You’ll transform insights into actionable recommendations with AI-enabled tools like Claude Code and Databricks Genie, collaborating with state managers and business partners to optimize pricing and risk strategies.

Ideal for a curious, detail-oriented analyst with 0–2 years of relevant experience, eager to learn insurance metrics and state performance across

Qualifications

• 0–2 years of relevant experience; internships, coursework, and analytical projects count
• Bachelor's degree in economics, statistics, mathematics, actuarial science, finance, business, computer science, or a related field, or equivalent practical experience
• Foundational SQL skills and proficiency with Excel or similar spreadsheet tools
• Experience analyzing data to identify patterns, investigate questions, and explain findings
• Hands-on experience using AI for analytical or coding tasks (academic or personal projects count), and willingness to regularly use and build proficiency in Claude Code, Databricks Genie, and MCP-enabled workflows
• Attention to detail and the judgment to question and verify AI-generated results before relying on them
• Ability to explain findings in plain language, stay curious, and manage assignments with guidance

Responsibilities

• Own recurring state performance reporting on quote volume, quote-to-bind conversion, new business, premium, retention, and loss experience, and investigate what's driving changes in results
• Analyze performance across geography, risk characteristics, coverage, and distribution channels to surface growth opportunities and segments that need closer review
• Evaluate how proposed rate changes, underwriting rules, and shifts in business mix could affect growth and profitability
• Build and maintain competitive research that informs state comparisons and points to potential product or pricing opportunities
• Use Databricks Genie to explore data, and Claude Code to write SQL queries, build analytical scripts, automate recurring reports, and document findings
• Bring relevant data and business context into analytical workflows through approved MCP connections
• Validate data, calculations, and AI-generated outputs; document sources and assumptions, and raise questions early when results look uncertain or inconsistent
• Deliver clear charts and concise summaries for Pricing and Risk and partner teams, developing recommendations alongside experienced colleagues
• Measure performance after pricing, underwriting, and product changes go live

Skills

0-2 years experience

SQL basics

Excel proficiency

Plain language communication

Education

Bachelor's degree in economics, statistics, mathematics, actuarial science, finance, business, computer science, or related field

Tools

Databricks Genie

Claude Code

MCP-enabled workflows

Job description

Kin Insurance seeks a Pricing & Risk Analyst to identify profitable state growth opportunities using policy, quote, and claims data. You’ll transform insights into actionable recommendations with AI-enabled tools like Claude Code and Databricks Genie, collaborating with state managers and business partners to optimize pricing and risk strategies.

Ideal for a curious, detail-oriented analyst with 0–2 years of relevant experience, eager to learn insurance metrics and state performance across