Pricing & Risk Analyst (Remote, AI-Driven)

Kin Insurance; Indiana; Remote; USD 60,000 - 90,000; Full time

Benefits offered by this job

RSUs

401(k) match

Medical plan

HSA

Life insurance

Paid time off

Parental leave

Career development

Job summary

Kin Insurance, a remote-first homeowners insurer, seeks a Pricing & Risk Analyst to translate policy, quote, and claims data into actionable pricing and segmentation recommendations for state-by-state growth. You’ll work with state managers and business partners to turn data into practical guidance.

This entry-level role focuses on learning how analytics shape pricing and risk decisions. You’ll use Databricks Genie, Claude Code, and MCP-enabled workflows, guided by experienced colleagues and

Qualifications

• Bachelor’s degree in a relevant field or equivalent practical experience.
• Foundational SQL and Excel skills.
• Experience analyzing data to identify patterns and explain findings.
• Hands-on AI experience and willingness to use Claude Code, Databricks Genie.
• Attention to data quality and ability to communicate clearly.

Responsibilities

• Own recurring state performance reporting on quote volume, conversion, new business, premium, retention, and loss experience, and investigate what's driving changes in results
• Analyze performance across geography, risk characteristics, coverage, and distribution channels to surface growth opportunities and segments that need closer review
• Evaluate how proposed rate changes, underwriting rules, and shifts in business mix could affect growth and profitability
• Build and maintain competitive research that informs state comparisons and points to potential product or pricing opportunities
• Use Databricks Genie to explore data, and Claude Code to write SQL queries, build analytical scripts, automate recurring reports, and document findings
• Bring relevant data and business context into analytical workflows through approved MCP connections
• Validate data, calculations, and AI-generated outputs; document sources and assumptions, and raise questions early when results look uncertain or inconsistent
• Deliver clear charts and concise summaries for Pricing and Risk and partner teams, developing recommendations alongside experienced colleagues
• Measure performance after pricing, underwriting, and product changes go live

Skills

SQL

Excel

Data analysis

AI familiarity

Education

Bachelor's degree in economics, statistics, mathematics, actuarial science, finance, business, computer science, or related field

Tools

Databricks Genie

Claude Code

MCP-enabled workflows

Job description

Kin Insurance, a remote-first homeowners insurer, seeks a Pricing & Risk Analyst to translate policy, quote, and claims data into actionable pricing and segmentation recommendations for state-by-state growth. You’ll work with state managers and business partners to turn data into practical guidance.

This entry-level role focuses on learning how analytics shape pricing and risk decisions. You’ll use Databricks Genie, Claude Code, and MCP-enabled workflows, guided by experienced colleagues and