Mortgage Secondary Market Analyst Rate Locks & Pricing

Redstone Federal Credit Union; Huntsville (AL); On-site; USD 65,000 - 85,000; Full time

Job summary

Redstone Federal Credit Union seeks a Financial Analyst to support the mortgage operations team in Huntsville, AL. The role covers the mortgage rate lock desk, pricing engine, and investor loan delivery, analyzing market conditions and advising on mortgage strategies.

You will perform financial analyses, prepare reports, and assist in updating models, while collaborating across departments to optimize pricing, profitability, and pipeline hedging.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics or related field required.
• Minimum 2 years financial institution experience required.
• Experience in secondary marketing, mortgage banking, or capital markets preferred.

Responsibilities

• Process mortgage rate lock requests and assist with pricing questions.
• Support mortgage investor reporting and reconciliation with investors.
• Monitor rate locks and secondary market commitments for hedging.
• Prepare weekly/monthly rate proposals and financial reports.
• Collaborate with cross-functional teams to improve processes.

Skills

Excel

Financial analysis

Communication

Time management

Education

Bachelor's degree in Finance/Accounting/Economics

2 years financial institution experience

Job description

Redstone Federal Credit Union seeks a Financial Analyst to support the mortgage operations team in Huntsville, AL. The role covers the mortgage rate lock desk, pricing engine, and investor loan delivery, analyzing market conditions and advising on mortgage strategies.

You will perform financial analyses, prepare reports, and assist in updating models, while collaborating across departments to optimize pricing, profitability, and pipeline hedging.