Mortgage Loan Processor: Drive Closings & Compliance

SimplyPMG; Norcross (GA); Sur place; USD 50 000 - 75 000; Plein temps

Résumé du poste

Panorama Mortgage Group is seeking a Loan Processor to own residential mortgage files from post-origination to closing. You will gather and review documents, assemble files, and coordinate with customers, loan officers and partners to ensure timely closings.

Role requires knowledge of Freddie/Fannie/FHA-VA guidelines, TRID disclosures, and experience with Encompass. English/Spanish bilingual skills are a plus and travel may be required.

Qualifications

• High School Diploma or Equivalent.
• Knowledge of Freddie Mac, Fannie Mae and FHA/VA guidelines.
• Knowledge of federal and state consumer disclosure requirements.
• Familiarity with automated underwriting technology (DU/LP).
• Proficient in data entry and management.
• 1–3 years loan processing experience in mortgage industry.
• Familiarity with TRID disclosures.
• Sound judgment and decision-making skills.
• Ability to work under pressure and meet deadlines.
• Excellent customer service and organizational skills.
• Experience using Encompass and timely communication per standards.

Responsabilités

• Review new files within 48 hours of receipt and verify compliance documents.
• Maintain a pipeline of 25 or more loan files.
• Order documents to satisfy AUS findings and investor requirements.
• Verify, review and track documents in Encompass.
• Review docs within 24 hours; address discrepancies quickly.
• Calculate verified income or assets and update Encompass.
• Prepare loan for underwriting submission.
• Clear approval or suspense conditions per underwriter or closer.
• Ensure closing docs (title, homeowners insurance, third-party invoices) are in file.
• Meet purchase contract deadlines and rate lock expirations.
• Submit file to closing upon CTC.
• Assist other processors, underwriters and closing departments.
• Respond to customer inquiries as determined by Loan Originator.
• Clear post-closing conditions to avoid financial loss.
• Know current state lending laws and requirements.
• Use government sites for VA/FHA orders and case numbers.
• Maintain focus on customer service skills and knowledge.
• Meet KPIs set by branch or processing manager.
• Maintain data integrity of loan files.
• Perform other duties as assigned.

Connaissances

Freddie Mac / Fannie Mae / FHA-VAguid

TILA / RESPA TRID

Data entry & management

Loan processing experience

Customer service

Organizational skills

English / Spanish bilingual

Communication skills

Compliance awareness

Formation

High School Diploma or Equivalent

Outils

Encompass

Desktop Underwriter

Loan Prospector

Description du poste

Panorama Mortgage Group is seeking a Loan Processor to own residential mortgage files from post-origination to closing. You will gather and review documents, assemble files, and coordinate with customers, loan officers and partners to ensure timely closings.

Role requires knowledge of Freddie/Fannie/FHA-VA guidelines, TRID disclosures, and experience with Encompass. English/Spanish bilingual skills are a plus and travel may be required.