Mortgage Loan Originator

United Bank of Michigan; Grand Rapids (MI); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Paid vacation

Health, dental, vision, and life

Long and short-term disability

401(k) with company match

Education reimbursement

Wellness opportunities

Training & development

Pay for performance

Promote from within

Veteran friendly employer

Job summary

United Bank of Michigan is seeking a Mortgage Loan Originator for the West Michigan market. The role focuses on building relationships, guiding customers through mortgage options, and handling applications and documentation with attention to detail.

Ideal candidates have a degree and some related experience; travel to meet clients is required, with potential weekend/evening hours and compliance duties as needed.

Qualifications

• Bachelor’s degree from a four-year college or university.
• 1 to 2 years related experience and/or training.
• Competency in Microsoft Word, Excel, Interfaces, and Web applications.
• To register and maintain NMLS Unique Identifying Number.
• Regular sitting, occasional standing and walking; ability to meet with clients.

Responsibilities

• Interview loan applicants and explain mortgage products.
• Assist customers with inquiries and mortgage information.
• Complete loan applications and related documents; examine financials and credit reports.
• Evaluate mortgage qualifications on a preliminary basis.
• Travel to meet with clients on and off site; may conduct inspections and work varied hours.

Skills

Relationship building

Communication

Attention to detail

Microsoft Word

Microsoft Excel

Web applications

Education

Bachelor's degree

Tools

NMLS registration

Job description

Job Details: Job Location: Corporate Branch - Grand Rapids, MI, Position Type: Full Time, Salary Range: Undisclosed, We're a local bank that has been partnering with this community for more than a century. We've come alongside and helped build businesses, launch ideas, raise families and fulfill dreams. Our favorite mission is the kind that can have a positive impact every day. As a full-time employee of United Bank, you would join an outstanding, supportive culture of employees. You would also gain several attractive benefits, including the following:

• Paid vacation and sick (ESTA)
• Health, dental, vision, and life insurance
• Long and short-term disability
• 401(k) retirement plan with company match
• Education reimbursement
• Wellness opportunities
• Training and development opportunities
• Pay for performance
• Promote from within philosophy
• Bank products and services
• Veteran friendly employer

Qualifications:

We have an excellent opportunity for a full-time Mortgage Loan Originator in the West Michigan market. United Bank is searching for driven individuals who are focused on building relationships with our customers by meeting their mortgage loan objectives. Whether you have several years of experience or are new to the mortgage industry, we would love to help you achieve your personal and professional goals. The Mortgage Loan Originator position is a fundamental position at United Bank. Mortgage Loan Originators have the important role of building relationships and generating sales in the assigned market for home loan applications and closings. You will assist new and existing customers with inquiries and providing mortgage information. You will interview loan applicants and explain appropriate mortgage products and related bank products to them. You also need to be extremely detailed, as you will complete loan applications and related documents, along with examining customer financial statements, credit reports, employment profiles and real estate property information to evaluate mortgage qualifications on a preliminary basis. You must have transportation to meet with clients on and off site. You may conduct construction inspections and have the ability to work varied weekend and evening hours. You will also be responsible for areas of compliance as it relates to your position and may be assigned special projects or additional duties.

• Bachelor’s degree from a four-year college or university;
• 1 to 2 years related experience and/or training;
• Competency in Microsoft Word, Excel, Interfaces, and Web applications;
• To register and maintain NMLS Unique Identifying Number;
• Regular sitting, occasional standing and walking;
• Utilizing hands & arms;
• Ability to talk & hear;
• Required to have clear vision at 20 inches or less;
• Ability to identify and distinguish colors.

United Bank of Michigan is proud to be an Equal Opportunity and Affir