Mortgage Loan Officer

FinanceInfos; Grand Rapids (MI); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Competitive compensation package

Community-focused events

Exposure to banking leadership

Job summary

Independent Bank in Grand Rapids, MI is seeking a Mortgage Loan Officer to originate residential mortgage loans and participate in business development within the local community.

The ideal candidate has 3+ years of sales experience and a high school diploma (bachelor’s preferred). You will network with realtors and borrowers, guide applicants through Blend and Encompass, and coordinate with underwriting.

Qualifications

• Excellent interpersonal, presentation, and communication skills.
• Proven networking and relationship-building skills.
• 3+ years of sales experience originating real estate mortgage loans (preferred)

Responsibilities

• Continually network to build relationships, attend functions, provide education and services to realtors, builders, and other partners in the community.
• Solicits residential mortgages through relationships built with realtors, builders, major employers, and community involvement.
• Provides service to customers seeking residential mortgages, guiding borrowers through the application process.
• Communicate and interview borrowers to determine best programs for income, assets, and credit profile.
• Assist borrowers with the application process utilizing Blend and Encompass.
• Ensure documentation is uploaded from the borrower to complete loan applications for underwriting submission.
• Price and lock interest rates and monitor lock expiration dates.
• Assist operations as needed during loan process.
• Make introductions to other departments to offer borrowers other bank products.

Skills

Interpersonal skills

Networking

Communication skills

Education

High School Diploma

Bachelor’s Degree

Tools

Blend

Encompass

Job description

Job Highlights

• Title: Mortgage Loan Officer
• Type: Full Time
• Experience: 3+ Years
• Function: Mortgage Lending
• Location: Grand Rapids, MI, United States
• Company: Independent Bank

Company Profile

Independent Bank is a community-focused financial institution providing a wide range of competitive banking products, services, and technology.

Job Profile

The bank is hiring a Mortgage Loan Officer who will originate various residential mortgage loans and participate in business development initiatives within the local community.

Education Level

• High School Diploma or equivalent education (required)
• Bachelor’s Degree or equivalent years of working experience (preferred)

Work Experience

• 3+ years of sales experience, originating real estate mortgage loans (preferred)

Duties/Responsibilities

• Continually network to build relationships, attend functions, provide education and services to realtors, builders, and other partners in the community.
• Solicits residential mortgages through relationships built with realtors, builders, major employers, and community involvement.
• Provides service to customers and prospective customers seeking residential mortgages. Such service includes but is not limited to –
• Communicate and interview borrowers to determine the best programs available for the borrower’s income, assets, and credit profile.
• Assist borrowers with the application process utilizing Blend and Encompass.
• Ensure necessary documentation is uploaded from the borrower to complete loan applications for submittal to underwriting.
• Price and lock interest rates and monitor lock expiration dates.
• Assist operations as needed during the process of loan.
• Make appropriate introductions to other departments in the bank to offer borrowers other bank products, if applicable.
• Performs other related duties as assigned.

Skills/Knowledge/Abilities

• Excellent interpersonal, presentation, and communication skills
• Proven networking and relationship-building skills

Working Conditions

• Fast-paced, deadline-driven environment
• Involves phone calls, emails, and paperwork
• May require evening or weekend hours
• Regular interaction with clients and lenders
• Works in office or remote settings

Benefits/Perks

• A knowledgeable, goal-driven, and exciting team of colleagues.
• Community-focused events and volunteer opportunities.
• Competitive compensation package.
• Exposure to different areas of banking and the ability to work with leaders within the industry.

Employer’s Statement

Independent Bank is an Equal Opportunity Employer.