Mortgage Loan Originator

LMCU; Grand Rapids (MI); Hybrid; USD 50,000 - 70,000; Full time

Benefits offered by this job

Weekly pay

Retirement savings options

Comprehensive health coverage

Tuition reimbursement

Job summary

LMCU is recruiting for future Mortgage Loan Originator positions in Grand Rapids, Michigan, aimed at passionate individuals who assist members with homeownership goals. While immediate openings are unavailable, resumes are being collected for future contact.

The role involves evaluating mortgage documents, marketing loan programs, and ensuring compliance with regulations. Candidates should have sales experience and strong communication skills. LMCU offers comprehensive health benefits and retirement savings options.

Qualifications

• Three to five years of sales or related experience.
• Prior experience working in the Mortgage industry is a plus.
• Excellent written and verbal communication skills.

Responsibilities

• Review and evaluate mortgage loan documents to determine compliance.
• Market the Credit Union’s mortgage lending program to real estate communities.
• Evaluate loan acceptability for secondary mortgage markets.
• Cross sell other Credit Union services.
• Adhere to applicable laws, regulations, and Bank policies.
• Stay informed of trends in mortgage lending.

Skills

Sales experience

Communication skills

Mortgage industry knowledge

Job description

Primary Location: Southwest Michigan Market

Employee Status: Full Time Commission

Remote: Hybrid

% of Travel for the Position: 25%

Who we are:

At LMCU, you'll find more than just a job - discover a fulfilling career where your contributions truly matter. Join our talented team at Lake Michigan Credit Union and discover the difference an employer who puts people first can make in your career and life.

About this position:

LMCU is building our talent pipeline for future Mortgage Loan Originator positions. If you're passionate about helping members achieve their homeownership goals and have experience in mortgage lending or sales, we'd love to hear from you! While we may not have an immediate opening, we're collecting resumes from qualified candidates to contact when positions become available.

What you’ll do:

• Review and evaluate information on mortgage loan documents to determine if buyer, property, and loan conditions meet bank and regulatory standards. Assemble documents in loan file, including acceptance or denial, and return file to mortgage clerk. Establish terms and conditions of an approved loan and review with member.


• Market the Credit Union’s mortgage lending program to companies and individuals within the real estate community.


• Evaluate acceptability of loan on secondary mortgage markets.


• Cross sell other Credit Union services.


• Responsible for adhering to and complying with all applicable federal and state laws, regulations and guidance, adhering to Bank policies and procedures, and completing required training.


• Keeps informed of current trends in mortgage lending and market factors affecting mortgage lending.

What You’ll Bring:

• Three to five years of sales or related experience. Prior experience working in the Mortgage industry is a plus.


• Ability to maintain an active registration with the National Mortgage Licensing System (NMLS) is required.


• Excellent written and verbal communication skills.

What you’ll get:

• All Employees: weekly pay and retirement savings options.


• Full Time Employees: comprehensive health coverage including medical (with prescription), dental, vision, HSA match, paid parental leave, and tuition reimbursement.


• To see a full list of our benefit offerings, check out this helpful guide!

LMCU is an Equal Opportunity Employer