Mortgage Loan Originator

Lake Michigan Credit Union; Detroit (MI); On-site; USD 55,000 - 90,000; Full time

Benefits offered by this job

Health insurance

Tuition reimbursement

HSA match

Paid parental leave

Retirement savings options

Job summary

Lake Michigan Credit Union is seeking candidates for future Mortgage Loan Originator roles in the Southeast Michigan market. The program aims to build a talent pipeline of mortgage professionals to support member homeownership goals.

Ideal candidates have 3–5 years of sales experience; active NMLS registration is required. This hybrid role offers weekly pay and comprehensive benefits, with opportunities to join a growing team when openings arise.

Qualifications

• 3–5 years of sales or related experience in mortgage
• Active NMLS registration required
• Excellent written and verbal communication

Responsibilities

• Review mortgage documents to determine buyer, property and loan conditions meet standards
• Market the mortgage program to real estate partners and individuals
• Evaluate loan on secondary mortgage markets
• Cross-sell other Credit Union services
• Adhere to laws, policies and training requirements
• Stay informed on trends in mortgage lending and market factors

Skills

Sales experience

Mortgage lending

NMLS registration

Communication skills

Job description

Primary Location: Southeast Michigan Market
Employee Status: Full Time Commission
Remote: Hybrid
% of Travel for the Position: 25%

Who we are:

At LMCU, you'll find more than just a job - discover a fulfilling career where your contributions truly matter. Join our talented team at Lake Michigan Credit Union and discover the difference an employer who puts people first can make in your career and life.

About this position:

LMCU is building our talent pipeline for future Mortgage Loan Originator positions. If you're passionate about helping members achieve their homeownership goals and have experience in mortgage lending or sales, we'd love to hear from you! While we may not have an immediate opening, we're collecting resumes from qualified candidates to contact when positions become available.

What you’ll do:

• Review and evaluate information on mortgage loan documents to determine if buyer, property, and loan conditions meet bank and regulatory standards. Assemble documents in loan file, including acceptance or denial, and return file to mortgage clerk. Establish terms and conditions of an approved loan and review with member.
• Market the Credit Union’s mortgage lending program to companies and individuals within the real estate community.
• Evaluate acceptability of loan on secondary mortgage markets.
• Cross sell other Credit Union services.
• Responsible for adhering to and complying with all applicable federal and state laws, regulations and guidance, adhering to Bank policies and procedures, and completing required training.
• Keeps informed of current trends in mortgage lending and market factors affecting mortgage lending.

What You’ll Bring:

• Three to five years of sales or related experience. Prior experience working in the Mortgage industry is a plus.
• Ability to maintain an active registration with the National Mortgage Licensing System (NMLS) is required.
• Excellent written and verbal communication skills.

What you’ll get:

• All Employees: weekly pay and retirement savings options.
• Full Time Employees: comprehensive health coverage including medical (with prescription), dental, vision, HSA match, paid parental leave, and tuition reimbursement.
• To see a full list of our benefit offerings, check out this helpful guide!

Have additional questions about the role? Email the Talent Acquisition Team at:

[e-mail]

LMCU is an Equal Opportunity Employer