Mortgage Loan Originator

Lake Michigan Credit Union; Grand Rapids (MI); Híbrido; USD 55 000 - 85 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Weekly pay

Retirement savings options

Tuition reimbursement

Resumo da oferta

Lake Michigan Credit Union is building a pipeline for Mortgage Loan Originator roles. We seek candidates with sales experience and mortgage knowledge to help members achieve homeownership goals, with hybrid work and 25% travel.

We value strong communication skills and an active NMLS registration, and we invite qualified applicants to join our team as roles become available.

Qualificações

• Three to five years of sales or related experience.
• Prior experience working in the Mortgage industry is a plus.
• Excellent written and verbal communication skills.

Responsabilidades

• Review mortgage documents to determine if buyer, property, and loan conditions meet standards and assemble loan file.
• Market the Credit Union’s mortgage lending program to real estate professionals and the public.
• Evaluate acceptability of loan on secondary mortgage markets.
• Cross-sell other Credit Union services.
• Adhere to applicable laws, regulations, and Bank policies; complete required training.
• Stay informed about current mortgage lending trends and market factors.

Conhecimentos

Sales experience

Excellent written and verbal comms

Mortgage lending knowledge

Formação académica

Active NMLS registration

Descrição da oferta de emprego

Primary Location:Southwest Michigan Market

Employee Status: Full Time Commission

Remote:Hybrid

% of Travel for the Position:25%

Who we are:

At LMCU, you’ll find more than just a job - discover a fulfilling career where your contributions truly matter. Join our talented team at Lake Michigan Credit Union and discover the difference an employer who puts people first can make in your career and life.

About this position:

LMCU is building our talent pipeline for future Mortgage Loan Originator positions. If you’re passionate about helping members achieve their homeownership goals and have experience in mortgage lending or sales, we’d love to hear from you! While we may not have an immediate opening, we’re collecting resumes from qualified candidates to contact when positions become available.

What you’ll do:

• Review and evaluate information on mortgage loan documents to determine if buyer, property, and loan conditions meet bank and regulatory standards. Assemble documents in loan file, including acceptance or denial, and return file to mortgage clerk. Establish terms and conditions of an approved loan and review with member.

• Market the Credit Union’s mortgage lending program to companies and individuals within the real estate community.

• Evaluate acceptability of loan on secondary mortgage markets.

• Cross sell other Credit Union services.

• Responsible for adhering to and complying with all applicable federal and state laws, regulations and guidance, adhering to Bank policies and procedures, and completing required training.

• Keeps informed of current trends in mortgage lending and market factors affecting mortgage lending.

What You’ll Bring:

• Three to five years of sales or related experience. Prior experience working in the Mortgage industry is a plus.

• Ability to maintain an active registration with the National Mortgage Licensing System (NMLS) is required.

• Excellent written and verbal communication skills.

What you’ll get:

• All Employees: weekly pay and retirement savings options.

• Full Time Employees: comprehensive health coverage including medical (with prescription), dental, vision, HSA match, paid parental leave, and tuition reimbursement.

• To see a full list of our benefit offerings, check out this helpful guide!

LMCU is an Equal Opportunity Employer