Mortgage Loan Originator

LMCU; Traverse City (MI); Hybrid; USD 55,000 - 75,000; Full time

Benefits offered by this job

Weekly pay

Comprehensive health coverage

Retirement savings options

Tuition reimbursement

Paid parental leave

Job summary

A community-focused credit union is building a talent pipeline for future Mortgage Loan Originator positions in Northern Michigan. The role involves evaluating mortgage loans, marketing programs, and providing excellent member service. Candidates should have 3-5 years of sales experience, an active NMLS registration, and strong communication skills. This hybrid position offers weekly pay and comprehensive health coverage for full-time employees.

Qualifications

• Three to five years of sales or related experience.
• Ability to maintain an active NMLS registration is required.
• Excellent written and verbal communication skills.

Responsibilities

• Review and evaluate information on mortgage loan documents.
• Market the Credit Union’s mortgage lending program.
• Evaluate acceptability of loan on secondary mortgage markets.
• Cross-sell other Credit Union services.
• Adhere to federal and state laws and bank policies.
• Stay informed of current trends in mortgage lending.

Skills

Sales experience

Communication skills

Understanding of mortgage lending

NMLS registration required

Job description

Primary Location: Northern Michigan Market
Employee Status: Full Time Commission
Remote: Hybrid
% of Travel for the Position: 25%

Who we are

At LMCU, you'll find more than just a job — discover a fulfilling career where your contributions truly matter. Join our talented team at Lake Michigan Credit Union and discover the difference an employer who puts people first can make in your career and life.

About this position

LMCU is building our talent pipeline for future Mortgage Loan Originator positions. If you're passionate about helping members achieve their homeownership goals and have experience in mortgage lending or sales, we'd love to hear from you! While we may not have an immediate opening, we're collecting resumes from qualified candidates to contact when positions become available.

What you’ll do

• Review and evaluate information on mortgage loan documents to determine if buyer, property, and loan conditions meet bank and regulatory standards. Assemble documents in loan file, including acceptance or denial, and return file to mortgage clerk. Establish terms and conditions of an approved loan and review with member.
• Market the Credit Union’s mortgage lending program to companies and individuals within the real estate community.
• Evaluate acceptability of loan on secondary mortgage markets.
• Cross‑sell other Credit Union services.
• Responsible for adhering to and complying with all applicable federal and state laws, regulations and guidance, adhering to Bank policies and procedures, and completing required training.
• Keeps informed of current trends in mortgage lending and market factors affecting mortgage lending.

What You’ll Bring

• Three to five years of sales or related experience. Prior experience working in the Mortgage industry is a plus.
• Ability to maintain an active registration with the National Mortgage Licensing System (NMLS) is required.
• Excellent written and verbal communication skills.

What you’ll get

• All Employees: weekly pay and retirement savings options.
• Full Time Employees: comprehensive health coverage including medical (with prescription), dental, vision, HSA match, paid parental leave, and tuition reimbursement.
• To see a full list of our benefit offerings, check out this helpful guide!

Have additional questions about the role? Email the Talent Acquisition Team at [e-mail].

If you lack access to the internet or require an accommodation in the application process, please send your resume via mail to 5664 Prairie Creek Drive, Caledonia, MI 49316.

LMCU is an Equal Opportunity Employer