Loan Coding & Quality Assurance Analyst

Trustmark Corporation; Northern (KY); Hybrid; USD 55,000 - 75,000; Full time

Job summary

Trustmark Bank in Kentucky seeks an experienced loan quality analyst to preemptively assess, analyze, and maintain loan coding integrity. You will verify coding accuracy, review reports, and develop new controls to ensure data integrity across loan portfolios.

The role involves assisting with audits (Sox, SBSF, CRA, HMDA) and collaborating with management to identify deficiencies and training needs for associates.

Qualifications

• High School or GED with 5 years related experience in loan coding or loan compliance.
• Two years of college plus 4 years related experience in loan coding or loan compliance.

Responsibilities

• Review and correct deficiencies in loan coding, billing, and payment allocations for loans noted on Maintenance Crosscheck and user written alert reports.
• Examine all loans booked for accuracy of loan codes and loan compliance. Correct and track deficiencies.
• Audit loans noted as exceptions by the Compliance Department during their ongoing reviews for accuracy of data for SBSF, CRA, and HMDA reporting. Respond as required, correct if needed and track deficiencies.
• Audit loans noted as exceptions by Credit Administration during quarterly SOX audits and/or other reviews of loan codes. Respond as required, correct if needed and track deficiencies.
• Draw conclusions based on loans monitored, deficiencies noted, and data tracked. Prepare monthly analysis for management including recommendation for improvement.
• Specialized responsibilities/tasks assigned by management including but not limited to review of loans noted for deficiencies by regulatory authorities.
• Perform additonal duties as assigned.

Skills

Loan coding

Loan compliance knowledge

Excel

Detail oriented

Time management

Organizational skills

Independent worker

Work under pressure

Analytical skills

Education

High School / GED + 5 years related experience (loan coding or loan compliance)

Two years college + 4 years related experience (loan coding or loan compliance)

Tools

Excel

Job description

Trustmark Bank in Kentucky seeks an experienced loan quality analyst to preemptively assess, analyze, and maintain loan coding integrity. You will verify coding accuracy, review reports, and develop new controls to ensure data integrity across loan portfolios.

The role involves assisting with audits (Sox, SBSF, CRA, HMDA) and collaborating with management to identify deficiencies and training needs for associates.