Hybrid Commercial Credit Ops Leader

Hyundai Capital; Irvine (CA); Hybrid; USD 110,000 - 140,000; Full time

Benefits offered by this job

Hybrid work

Vehicle allowance

Health coverage

HSA contributions

401(k) match

Life and disability insurance

Wellbeing benefits

Leadership programs

Volunteer time off

Job summary

Hyundai Capital America is seeking a Commercial Credit Operations Manager to drive wholesale funding, loan administration, and floorplan controls in a hybrid work environment. You will oversee complex transactions, validate documentation, and coordinate with Treasury and Accounting to ensure accurate funding and payment activity.

The role requires 5–7 years in commercial lending or loan operations, with strong analytical and communication skills, and a Bachelor’s degree in a related field.

Qualifications

• Minimum 5–7 years of related experience in commercial lending, wholesale automotive finance, or loan operations.
• Experience serving as an operational resource, work lead, or escalation point preferred.
• Bachelor’s degree in Business Administration, Finance, Accounting, or a related field, or an equivalent combination of education and relevant experience.
• Knowledge of commercial credit products and structures, including floorplan, real estate, construction, capital, and revolving line of credit products.

Responsibilities

• Review dealer, banking, and auction setup in the commercial credit floorplan system and approve completed setups, as assigned.
• Review the booking of non-floorplan loans including real estate, construction, and capital loans, and approve completed bookings.
• Validate dealer rate and credit-line maintenance against approved terms; identify discrepancies and coordinate corrections.
• Monitor floorplan dealer insurance status, coverage levels, and records-retention requirements; identify deficiencies and coordinate remediation.
• Coordinate floorplan audit schedules and activities based on audit frequencies, portfolio risk, and priorities.
• Analyze balance, credit-line, and payment discrepancies; determine root causes and coordinate resolution.

Skills

Commercial credit operations

Attention to detail

Analytical problem-solving

Microsoft Office

Communication skills

Education

Bachelor's degree in Business Administration, Finance, Accounting, or related field

Tools

Commercial credit systems

Floorplan systems

Job description

Hyundai Capital America is seeking a Commercial Credit Operations Manager to drive wholesale funding, loan administration, and floorplan controls in a hybrid work environment. You will oversee complex transactions, validate documentation, and coordinate with Treasury and Accounting to ensure accurate funding and payment activity.

The role requires 5–7 years in commercial lending or loan operations, with strong analytical and communication skills, and a Bachelor’s degree in a related field.