Hybrid Senior Commercial Portfolio Risk Lead

Hyundai Capital; Irvine (CA); Hybrid; USD 90,000 - 150,000; Full time

Benefits offered by this job

Hybrid flexibility

Vehicle allowance

Health coverage

401(k) with match

Life and disability insurance

Volunteer time off

Job summary

Hyundai Capital America (HCA) is seeking a Sr. Commercial Portfolio Risk Associate to monitor dealer portfolio risk, review collateral, and support risk mitigation across floorplan lending.

You will partner with Commercial Risk, Legal, and Sales to ensure timely action on risk plans, maintain documentation, and deliver accurate reporting. A Bachelor’s degree and 4–6 years in automotive finance or related fields are preferred.

Qualifications

• Minimum 4–6 years of experience in automotive finance or related finance environment.
• Experience reviewing dealer or commercial account activity, collateral exposure, or risk indicators.
• Experience coordinating with internal stakeholders to support follow‑up, reporting, or risk actions.

Responsibilities

• Monitor dealer portfolio activity and risk indicators; track follow‑up actions.
• Support periodic reviews of high‑risk accounts and collateral position.
• Assist with preparation and coordination of risk documentation with Legal and risk stakeholders.
• Contribute to commercial risk reporting and data validation for oversight.

Skills

Portfolio risk monitoring

Credit analysis

Stakeholder management

Attention to detail

Excel proficiency

Education

Bachelor’s degree in Business/Finance/Economics

Tools

Datascan

Wholesale Intelligence

Risk Gauge

Salesforce

Job description

Hyundai Capital America (HCA) is seeking a Sr. Commercial Portfolio Risk Associate to monitor dealer portfolio risk, review collateral, and support risk mitigation across floorplan lending.

You will partner with Commercial Risk, Legal, and Sales to ensure timely action on risk plans, maintain documentation, and deliver accurate reporting. A Bachelor’s degree and 4–6 years in automotive finance or related fields are preferred.